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4825 Results from /payments

George Ravich

George Ravich President at Ravco Marketing, LLC

A silver lining with a smile?

Of course the silver lining had to show up at some point – at our recent US client conference, we surveyed 80 mid-sized US banks and 75% agreed that the credit crunch is presenting real and “unprecedented” opportunities for transaction banking business growth. That’s a strong rallying call and perhaps not entirely surprising when we have seen the ...

/payments /sibos Transaction Banking

Retired Member

Retired Member 

Will the recession affect opinions towards rip and replace?

The big question Rip and replace has sparked business debate for many years. Long-established core systems continue to age and with tightening budgets and a fast moving business landscape the decisions around if and when to replace them are now harder than ever. Choosing whether to rip and replace, or to optimise the technology that you already h...

/payments /sibos Financial Supply Chain

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Dream scenario for VAT auditing

Making life easier and work more productive for SMEs in EU is a central goal for EU and most member states. More productive SMEs means more productive large enterprises and lower cost for the public sector (equals lower tax pressure and thus again better productivity and competitive position - less inclination towards protectionism). Now there is ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

54 Billion reasons in Germany

From Deutsche Bank report: “the bulk of the companies [SMEs in Germany] squander the sizeable efficiency gains that come with the introduction of digital invoices. According to estimates by researchers at the University of Hannover, the German economy offers total cost-savings potential of around EUR 54 bn, mainly in more efficient processes, i.e....

/payments Transaction Banking

Retired Member

Retired Member 

It's not the Mistake, it's the Response that Counts

Everyone makes mistakes; individuals, small businesses, large corporations and even government agencies. ( I made a mistake while drafting this blog and hit publish before finishing it--so if you're reading it and there are only 3 paragraphs--that's why). It's a fact of life and most of us handle it well. We call hoping for a human voice, write...

/payments Transaction Banking

Retired Member

Retired Member 

Banking on Innovation

To innovate successfully in the financial services landscape a strong, profitable business case is an imperative. In these uncertain economic times, banks will look more than ever for business models that have already proven their initial success and have the potential to be developed further when combined with the bank's unique assets and compet...

/payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Go-go years catch up on Swift

For a Swift geek like me, the publication of the co-operative’s annual report offers a rare opportunity to gauge the mood of the executive committee and the board ahead of the annual user conference. Often this requires some educated guesswork, reading between the lines and picking up on nuances in tone and emphasis in the opening messages from th...

/payments /wholesale Finextra@Sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Global attention for e-invoicing

Potentially useful repository in Business Week.The Real Time Economy Community site is still second to none - especially as we are in the next phase moving to automated real time accounting - starting from SMEs.

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Paying for paper

The migration from the old habit of de-electronizing invoices by printing them on paper - and thereby loosing much of the valuable information - and causing a lot of cost for re-electronizing what is left of it - is gathering speed in many ways. Some examples: - invoice receivers both nationally and multinationally are setting deadlines for paper o...

/payments

Cedric Pariente

Cedric Pariente Stanford Certified Project Manager at EFFI Consultants

VBF - Verified by Fraudster

Current authentication methods proposed by payment schemes are a joke for fraudsters. Not only are the credentials information static, but also very easy to get on the web. The fact that the code is static makes it replayable. Meaning once found, the fraudster can use it several times until he gets caught (if he gets caught). The fact that it’s a

/payments Transaction Fraud Systems and Analysis

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