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4825 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Rocket stage reached..

Typical e-invoicing transaction trend in Finland: http://boharald.blogspot.com/2009/09/e-invoicing-transactions-taking-off.html The shape of this curve reminds me of the development of e-banking transactions back in the 80s - first you sign up the customers - then you have to wait, and then wait, and wait - and then it takes off like a rocket - vir...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Applying Regulation in a Virtual World

The recent launch of ‘O2 Money’ has brought prepaid solutions back into the limelight. However, it is important to note that prepaid can help to solve crucial business challenges as well as consumer issues. Companies of all sizes must be able to make efficient cross-border payments to operate effectively in multiple geographies. In particular, sma...

/payments

Retired Member

Retired Member 

Making business sense of the financial messaging myriad

Let’s face it financial messaging has never been the most exciting part of banking. Originating in the wire room, it took over from telex and the message boys. But things are changing – quickly. You would think that with the explosive level of development in global connectivity, driven predominantly by the internet reaching every town around the w...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Public-private partnership II - just words?

Another area where public-private partnership at some point may have had challenges is e-invoicing. Some have seen a danger that the PEPPOL-pilot for public sector procurement in EU will lead to the public sector only accepting e-invoices in the UBL-format - at the same time as UNCEFACT/TBG1 is finalizing the user guidelines for Cross Industry Inv...

/payments Innovation in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Nokia Money - new world currency?

At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment services. Now, mobile goliath Nokia has launched 'Nokia Money' - the new world currency? Nokia claims that there are only 1.6 Billion bank accounts t...

/payments

Retired Member

Retired Member 

When is the right time to address the SEPA education dearth?

SEPA was originally devised by regulators, primarily for the benefit of financial services consumers in the Eurozone. However, banks have had to bear the burden of the associated implementation costs, actually incurring transaction business losses in so doing. Therefore, it is no big surprise that they postpone investment of resources on associate...

/payments /sibos

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

54 billions in Germany - too much or not enough?

Deutsche Bank Research report came out with this cost saving figure - referring to research at Hanover University. Is it too much - or not enough? The answer is yes... 1. If you only think about cost savings achieved with dematerialization of paper (30 billion invoices and envelopes on EU level a year..) and saving stamps the estimate looks far t...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Innovation - automating accounting for 20m enterprises..

The EC drive to reduce administrative costs by 25% in SMEs by 2012 is surely worth all support - especially as SMEs represent 63% of turnover. But it is not possible to achieve this goal without moving resolutely into the accounting area - reporting to autorities can be streamlined with the same tools. We now see a quite clear road to how this - a...

/payments Innovation in Financial Services

Aashish Sharma

Aashish Sharma Operations Director at Emotion Associates

Increasing competition bringing greater rewards to consumers

Not a surprise at all since Caxton FX dropped the atm rates on the Caxton FX prepaid card to zero as well last month and we had forseen that this would have happened with other FX providers too. I can quite see Rational fx, Fair fx and a few others will follow suit soon as they make money on the FX element for international withdrawals anyway. I t...

/payments

Retired Member

Retired Member 

Has Visa Europe missed a trick

Organisations in the financial services sector are finally realising the potential of SMS technology to improve their customer service offering, enabling access to real-time information and to guard against fraudulent activity. This latest service from Visa Europe will certainly bring benefits to its cardholders, but it does not complete the circle...

/payments

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