Join the Community

22,452
Expert opinions
44,518
Total members
518
New members (last 30 days)
183
New opinions (last 30 days)
28,846
Total comments

Latest expert opinions

clear
clear

4854 Results from /payments

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

How Visa card-to-card cash transfer work in practice?

Be interested to fully understand how it works - for example : a) how does the recipient get informed that the funds are available? b) if they go to the ATM to withdraw the funds as Cash, what are the fees? Presumably there is withdrawal/handling fee, but does the Card Issuer charge the usual Cash Advance Daily Fees? Does the advance count as part...

/payments Whatever...

Brett King

Brett King CEO & Founder at Moven

Think NFC is going to take years? You're wrong...

There’s a great deal of debate in the Financial Services community at the moment about the potential impact of NFC or Near-Field Communication technology within mobile phones and how it will effect the payments landscape. The financial services players are generally scratching their heads and although they admit that NFC phones like the iPhone 5, ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Hmmm....

Let's see - Someone wants to send me some money. I give them my credit card number (I'll have to look it up, I won't remember a number that long). The funds arrive in my credit card account and I go to take them out in cash. Now I have to pay interest on the cash withdrawal, until the amount is paid off, plus cash withdrawal fees!! Sending fund...

/payments

Retired Member

Retired Member 

Why Do Checks Still Dominate B2B Payments in NA? Cont'd

Why do companies continue to pay by check? In part two of the series “The Top 5 Reasons Why Checks Still Dominate B2B Payments” I explore the absence of paper remittance data as a perceived obstacle to timely, accurate cash application when paying electronically. Reason #2 - Remittance. Remittance is critical for suppliers because the absence of...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Mobile recording: now is time to act

So, after all the expectation, it’s happened. With its Revised Policy Statement (10/17), the Financial Services Authority (FSA) has removed the initial exemption for mobile calls and texts. As of 14 November 2011, therefore, financial service businesses must record all relevant electronic communications involving the giving of advice or taking o...

/payments /sibos Financial Services Regulation

Retired Member

Retired Member 

EC review of Small Business Act

Today, the European Commission has published a review of the Small Business Act, which is the legal framework for a number of pro-small business initiatives, including provisions to promote timely payments. This is - like SEPA - part of the Lisbon agenda. SMEs, defined as companies with no more than 250 employees and a maximum turnover of €50 mill...

/payments

Retired Member

Retired Member 

The 10 centimetre revolution

2011 is the year of mobile aka near field communication (NFC) payments. Again? Well this year it definitely looks more promising. According to analyst firm Juniper Research, mobile phone payments will reach a critical mass this year thanks to the creation of eco systems uniting hand set vendors, loyalty providers, trusted service managers, retai...

/payments

Barry Kislingbury

Barry Kislingbury Lead Solutions Consultant at ACI Worldwide

From Tax returns to SEPA - Governments should lead the way

It’s funny where your inspiration comes from. I had to do my annual tax return recently, which amazingly resulted in a small refund. What surprised me though (or maybe it shouldn’t) is that Her Majesty’s Revenue and Customs (HMRC) then went to all the trouble of sending me a cheque in the post. Why does this amaze me? Well, it was the UK Gove

/payments /retail Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Eating the US EMV Elephant

Last week, Visa Inc announced that it would eliminate the requirement for eligible merchants to annually validate their compliance with the PCI DSS for any year in which at least 75 percent of the merchant's Visa transactions originate from chip-enabled terminals. Visa Europe also announced a programme to reward investment in EMV that reduces EMV...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Not a 966bn business case?

We have learned that there are doubts about some of the assumptions in the PWC report in the EC Green Paper on VAT collection released on the December 2nd 2010. As it is obvious that the next important Single Market step is harmonization of VAT collection it is important to get all facts on the table – and then choose the best and probably also the...

/payments Innovation in Financial Services

Now Hiring