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4854 Results from /payments

Matt White

Matt White North America editor at Finextra

EBAday: online payments - it's all about mobile

Unsurprisingly, EBA Clearing's just-announced plans for a pan-European e-payments service - dubbed mybank - took up a fair chunk of EBAday's ‘innovation in online payments and e-services' session. There was just a hint of choreography in Thuiswinkel.org's Wijnand Jongen declaring that his industry is desperate for a bank-backed cross-border payment...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

RBS star steals the show

Brian Stevenson, Chairman of Global Transaction Services at RBS gave the best presentation of the day at EBA Day. He clearly described the many challenges facing banks in the world today within an economic and global trade shift and everything from political intervention in markets to the risks of fraud and cyber crime. This was a joy to listen to...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

Hot lady lights up e-invoicing

Now e-invoicing is not really a name on anyones lips but at EBA Day we heard that perhaps it should be. The session was not vastly populated but us hardy soul were perked up by the hot lady from Swed Bank livened everything up by demonstrating how her Bank have been providing e-invoicing since the mid nineties. It's now a big revenue earner and pr...

/payments EBAday

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

EBAday blog pt. 2: Innovate and cut costs

An ongoing squeeze on budgets, combined with unprecedented levels of external scrutiny of both operations and performance, has created a situation in which improving the cost base has become paramount for most banks. Nonetheless, cost cutting need not be an insurmountable obstacle to innovation. Indeed, it may be a key driver of it. The new market...

/payments /wholesale

Retired Member

Retired Member 

Are EMI and PIs stealing the show?

Part of the first session at EBA Day focused on the new entrants to the market, E-Money Institutions (EMI) and Payment Institutions (PI), facilitated by the introduction of the EU Payment Services Directive (PSD) and E-Money Directive. With both directives encouraging competition and opening up the markets to new entrants it is not surprising to le...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

Banks are just protecting not innovating

It's really strange to hear so much about competition at EBA Day from organisations that appear scared. SEPA is as much a process of change as it is about change. Banks for years have been expert in slowing down anything that threatens their bottom line and in SEPA they have been active in a non active way in slowing down volume to protect their b...

/payments EBAday

Matt White

Matt White North America editor at Finextra

EBADay: political will and Sepa

It was encouraging to hear a strong commitment to the Sepa ‘project' from EBADay's keynote speaker, Soledad Nunez from the Treasury of Spain. A lack of political will is often cited as a factor in the sluggish adoption of Sepa credit transfers and direct debits so Nunez's unequivocal backing is welcome. What's more, the Spanish central government'...

/payments EBAday

Retired Member

Retired Member 

Spain streets ahead in leading SEPA

SEPA has being having such a difficult birth, but EBA Day has highlighted that the Spanish are showing the way The presentation by Soledad Nunez, General Director of the Treasury and Financial Policy, Treasury of Spain showed how governments can lead the way with a quite staggering, 100% SEPA central government payments. In a lunchtime debate seve...

/payments EBAday

Retired Member

Retired Member 

If you're standing still you are already falling behind

The theme of this years EBA day was 'Advancing Thought Leadership' and it was refeshing to hear the welcoming speech from the chairman of EBA stressing the importance of banks in taking a more proactive role. The need to be at the forefront of change and to explore and take a risk in leading innovation rather than standing back. A view which I wh...

/payments EBAday

Gary Wright

Gary Wright Analyst at BISS Research

SWIFT not getting it at EBA Day

SWIFT have been making lots of noise about getting corporates connected to their network. Sounds good and with SWIFT lite they appear to have a solution which has a cheap user charge for small or medium corporates however, costs are there and can be considerable. Firstly connecting to SWIFT lite by integrating to whatever legacy treasury system is ...

/payments EBAday

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