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5253 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Virgin territory

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and government reporting still appears as virgin territory. More https://www.finextra.com/blogs/fullblog.aspx?blogid=7407 As the SME sector stand for some 65% ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Is SME-sector competitiveness important?

Is SME-sector competitiveness important? If governments consider SME-sector competitiveness important (65% of corporate turnover and all growth in employment come from them) they should do something about red tape and automation of administrative processes. The key to the latter is fast migration to structured e-invoicing - paving the way to autom...

/payments Innovation in Financial Services

Eric Smith

Eric Smith Senior Pre-Sales Consultant at Dynamic Partners

James Bond and Payments

With the latest instalment of James Bond; “Skyfall” out on DVD and Blu-Ray this week, I started thinking about how the world of payments is like the world of James Bond. Bond has to sort the good guys from the bad ones. In payments we must identify what new technologies and payment methods will become mainstream trends and which are simply a “flash...

/payments

Retired Member

Retired Member 

Chip-n-PIN: without the chip and without the PIN

"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chips Few people noticed that Barclays quietly dispensed with the use of "chip" for mobile banking: instead of a PINsentry dongle that worked in conjunction...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The biggest ever revolution in banking and beyond

As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Forum etc achieved in the some 40 years of bringing more technology into banking and beyond in the new connecting-customers dimension. The world is by ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Underbanked: King is right but doesn't paint a full picture

US commentator Brett King is right in his claim that ‘the underbanked don’t need banks anymore’ (FinExtra blog, Dec’12) but, frankly speaking, his is only half the story. King offers an overview of some alternative financial services that provide the utility of banking. First he cites low-value convenience purchase accounts from retailers like Sta...

/payments

Retired Member

Retired Member 

Where is all the cash going?

According to the latest Bank of England statistical release, the amount of notes and coin in circulation is growing at about 4% a year. This has been pretty much the average growth rate over the past few years, although there was a large spike in late 2009 to over 8%. At around that time, Andrew Bailey, who was then the Bank of England Chief Cash...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Apple and the Future of NFC

With the release last year of the iPhone5, Apple decided to pass on NFC, at least for now. Instead, they included Passbook, an app to store electronic coupons, vouchers, and boarding passes, which, using barcodes or QR codes, provide services from the likes of Starbucks, United Airlines, Ticketmaster, or Target. So why did Apple decide to not go f...

/payments Innovation in Financial Services

Retired Member

Retired Member 

SEPA: The Beginning of the End or the End of the Beginning?

1st February will be remembered for many things including the end of the Cold War in 1992 and The Beatles “I Want to Hold Your Hand” becoming number one on the US charts in 1964 which many feel was the beginning of a music revolution. 1st February 2014 adds to the roll call of major historical events with the end date for SEPA (Single Euro Payment...

/payments /regulation

Gary Wright

Gary Wright Analyst at BISS Research

SEPA is arriving at the station

Like trains SEPA had a timetable, which like the railways is open to change due to foreseen and unforeseen circumstances. The SEPA project has certainly been on the slow line keeping up the train analogy, suffering from inert banking involvement and an almost complete lack of enthusiasm by just about everyone needed to make the project, not just h...

/payments

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