Join the Community

22,509
Expert opinions
44,487
Total members
570
New members (last 30 days)
200
New opinions (last 30 days)
28,866
Total comments

Latest expert opinions

clear
clear

4858 Results from /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

2nd most viewed post in 2011 - e-banking is not ready

The second most viewed post last year states that e-banking is not ready: https://www.finextra.com/blogs/fullblog.aspx?blogid=5353 The points raised can be crystallized as follows: 1. New generations of smartphones and tablets mean that also bank customers start to expect proactive intelligence and context based messages. In stead of only logging ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

A Five Percent Return on Facebook Credits?

Walk by the enormous gift card displays at big box retailers like Walmart, Target, and Best Buy, and you will see gift cards for Facebook Credits in $10, $25, and $50 denominations (Credits are currently worth $.10). Other than purchasing Credits directly through Facebook, this is currently the only mainstream way to acquire Credits. Yes, you ca...

/payments Finance 2.0

Retired Member

Retired Member 

2012 to be the Year of Multi-Channel Payments

It is the New Year and we have decided to share with you our predictions for the payments industry for the next 12 months. This is always a tricky task, especially as the last couple of years have brought in many changes and new developments, especially around new payment channels. We have therefore realised that it is probably almost impossible fo...

/payments /retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Most viewed post in 2011

Of my 2011 posts the Heavyweight support for ISO20022 e-invoicing message standard https://www.finextra.com/blogs/fullblog.aspx?blogid=5081 was the most viewed one. I certainly hope this is symptomatic - and serves to spread the message of what is happening. Even if customers should not worry about standards (service providers are happy to convert....

/payments Innovation in Financial Services

Retired Member

Retired Member 

Digital Gold-Banks must realise what they have in the vault

Consumer data is so valuable these days that I wouldn’t be surprised if a commodities exchange opened up to support the buying and selling of this precious material. If in fact it was available for purchase on the open market, like gold, you would expect it be one of the few items to rise in value during times of economic uncertainty. Unlike gold...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Happy New SEPA

About a year ago, in my blog ‘On your marks for SEPA’, I commented on the European Commission’s proposals for the setting of end dates for the migration from legacy instruments to SEPA credit transfers and direct debits. I wrote: “At least the whole industry knows that serious planning can now no longer be delayed. We don’t yet have the final ‘go’...

/payments /wholesale

Retired Member

Retired Member 

A Device for All Reasons and All Seasons

Each time I surf a news site on my iPad, am I advertising my political leanings? Do my mobile transactions reveal my love for gizmos? Did a certain product company actually take my Facebook feedback into account while designing their next model? While this might sound creepy, I assure you it’s actually quite above board. Welcome to a new type of c...

/payments

Salil Ravindran

Salil Ravindran Senior Director, Product Marketing at Zeta

Are banks adopting wallets and contactless the right way

NFC contactless and m-wallets have a significant role to play in the future of mobile financial services and mobile commerce. As much as we know this for a fact, banks have been sceptical in their minds and slow in their approach to embrace contactless payments while being much slower on wallets. The million dollar question is whether they are doi...

/payments /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Taiwan setting targets - 4 bn e-invoices in 2013

Su Chun-jung, the director of the Financial Data Center (that is resided under the Ministry of Finance) stated that: around 100 million e-invoices will be issued in Taiwan by the end of 2011 that figure will expand to 2 billion by the end of 2012 4 billion e-invoices will be issued in 2013. in 2013 50% of all invoices in Taiwan are e-invoices. It...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Russia moving towards e-invoicing

"On the 26th of December the Prime Minister of Russian Federation Vladimir Putin signed the resolution “About the forms and rules of filling and exchanging documents for VAT management”. This document established the rules of use of invoices, sales and bough daybooks and a log book both in paper and electronic forms. Electronic invoices in Rus...

/payments Innovation in Financial Services

Now Hiring