Join the Community

24,345
Expert opinions
40,835
Total members
315
New members (last 30 days)
221
New opinions (last 30 days)
29,359
Total comments

Latest expert opinions

clear
clear

5264 Results from /payments

Retired Member

Retired Member 

India's Cash Journey

Nowadays when you arrive at Mumbai airport the first thing you notice when you hit the tarmac is the new passenger terminal officially opened by India’s PM in January. Having travelled to India on numerous occasions in the last two decades I feel that this is a welcome addition to the city’s infrastructure. I’m sure that the roads which lead to an...

/payments

Dan Barnes

Dan Barnes Writer at Information Corporation

Funny money

Turning down money from a potential customer who fails a test, is expensive. Building profiles of all of your customers is costly in both cash and resources. In fact, until HSBC and Standard Chartered cumulatively paid US$2.2 billion to US authorities in 2012 it seemed that failing to adhere to the anti-money laundering / know your customer (AML/...

/payments /regulation Future Finance News Analysis

Retired Member

Retired Member 

The USA’s PSD, aka Dodd Frank 1073 pt 2

The US Bureau of Consumer Financial Protection (CFPB) has issued a Proposed Rule which would bring larger US-based nonbank participants of the international money transfer market within the CFPB's supervisory jurisdiction. The Proposed Rule is available here and is open for comment until 1 April 2014. The Rule proposes that providers transacting m...

/payments /regulation Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Interchange Fees Update

Vendorcom, the think tank for the financial services vendor community, held an update for members to the Interchange Fees debate. Interchange is the charge levied by the card schemes on retailers to process card transactions. In some cases the charges may be waived by the card schemes, in others they may be lowered; they are a marketing tool as

/payments UK Faster Payments

Retired Member

Retired Member 

With US Rollout Of EMV Who Needs Magnetic Stripe Anymore?

From 2001 to 2004, Target actively worked with Visa to push for smart-card use in its stores. The momentum was lost because of the concerns about cost, speed and the learning curve for clerks and consumers. Now in the wake of disclosing a breach of 40 million card accounts and 70 million customer contact records, Target CEO Gregg Steinhafel, one ...

/security /payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Malware , the Achilles Heel of Mobile Adoption

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape evolves too. The real question is whether we have the tools to counter those malware attacks so our customers can securely do their business on their mo...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Why you should ASK for proper e-invoices

With proper I mean structured e-invoicing - not e-mailing PDFs (as bad as paper mail - or even worse due to spam filters..). So why? Your supplier Especially small enterprises can easily move into e-invoicing as so many service providers - among them almost all banks by know offer simple input templates both for single invoices and file transfer. I...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Bitcoin vs real life

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not the only cryptocurrency out there. More schemes are in the making. Only a couple will survive long-term (and Bitcoin may not be one of the winners). ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Why you should OFFER proper e-invoicing

With proper I mean structured e-invoicing - not e-mailing PDFs (as bad as paper mail - or even worse due to spam filters..). So why? Your customer 1. gains convenience - especially with simple mobile payment approval 2. saves cost in the region of 15-30€ per invoice as payment approval and payments can be automated 3. saves much more when accountin...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Banks New Frenemy: Threat and Promise of Telecom in Payments

Banks have seen a number of challenges over the past few years and now find themselves facing a brand new, unexpected challenger in the payments marketplace: the telecoms! Can telecom service providers give banks a run for their money in providing payment services to customers? That may be the case, as evidenced by the success of pioneering initia...

/payments Transaction Banking

Now Hiring