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5167 Results from /payments

Retired Member

Retired Member 

Pace of Change and Innovation

Last Monday (23rd) was Day 1 of the Annual EBUG conference held in London's famous Institute of Civil Engineers. In a way it made me wonder if anyone will be able to Engineer the future of Cards & Payments after the influence of such auspicious surroundings. After presentations from the CIO of IBM and a representative of Intel it became clear (...

/payments Banking Architecture

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Streamlining systems: meet consumer demand to be competitive

With bank switching now easier than ever before, we’re at a point where maintaining a high level of customer satisfaction is going to be crucial to a bank’s success. Customers don’t just want the best products and services; they’ve now come to expect them. The risk of not meeting these expectations means banks could lose their customers…quickly. T...

/payments

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Bellin and SWIFT to Build a New Treasury Platform

Today, SWIFT and treasury systems vendor Bellin announced that they will implement a direct connection between SWIFT and Bellin’s tm5. Treasury intelligence management systems (TiMSs), a term coined by Aite Group in its 2011 report on the subject are platforms that will integrate and extend the operations-driven functionalities of a traditional tre...

/payments /sibos Treasury Management

Retired Member

Retired Member 

Is that a gun in your pocket?

When you pay with your card in a retail outlet, what is more important - that you pay with a card or that it's you who is making that payment? The industry is still defining CP as "card present", although it should be "cardholder present". Here's why. Petrochemical derivatives (aka "plastic cards") are being digitized...

/payments Innovation in Financial Services

Retired Member

Retired Member 

The data-generating generation: what does it mean for banks?

Baby-boomers will soon be transferring their assets to generations X and Y, primarily defined by their exposure to technology and the web from an early age. As banks’ relationship management styles gravitate towards digital mediums, their next priority should be the associated customer data. How can banks adapt their IT infrastructures to manage t...

/payments

Retired Member

Retired Member 

What is the Mobile Payments Ecosystem?

I've been trying to figure out how the different companies get together to manage card payments. It's a complicated business, and I’m still learning. Readers, please do comment and correct my understanding. Fundamentally it seems card payments are fairly simple; what has caused complexity is the way that each role has been split up. So let’s begin...

/payments

Martin Ruda

Martin Ruda Managing Director at Tall Group

UK Cheque Clearing could be dragged into the 21st Century.

At the latest Cheque User Forum, hosted in London by the Cheque & Credit Clearing Company, a vision of the future of cheque clearing was laid out for an animated group of about 150 cheque professionals. The potential for image based clearing, now an established feature of the landscape in the US, Brasil, India, etc, might just be gathering mo...

/payments

Retired Member

Retired Member 

Little Big Data

Big Data is one of the trends of the moment, with beautiful infographic representations of everything from social networking, video uploads, web searching and app purchases. These are, no doubt, important tools in shaping our strategies in payments. However, this is not new. The challenges of big data as defined by Doug Laney, the father of Big D...

/payments

Retired Member

Retired Member 

What is Intraday Risk and What is True Real-Time Risk?

You need to service customers and employees on mobile devices such as browsers, tablets and smartphones with live, dynamic information. But within the financial services industry (amongst many other industries) this has elements of risk. Organizations require a way to harness real-time information and deliver it out to your workforce, partners, cu...

/payments /regulation

Retired Member

Retired Member 

PaySwarm: the most disruptive innovation in payments

PaySwarm has the potential to fundamentally change the way payments are made online. But why is this one different from the umpteen other funky web based payment innovations? Firstly, it is free. Open source, patent free and royalty free. Second, it is a web standard that is being adopted by the World Wide Web Consortium payments group, a foru...

/payments /sibos Innovation in Financial Services

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