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5243 Results from /payments

Retired Member

Retired Member 

Does the new SEPA deadline really change anything?

You may have seen the big news today that the European Commission has announced a proposed extension to the SEPA migration deadline of six months, from 1st February to 1st August. Their view is that the rates of adoption are not high enough to guarantee a smooth transition. According to the latest migration stats available, credit transfer adopt...

/payments Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

New opening in mobile payments

I should of course have added to the looking back at 2013 post - that the new direction for mobile payments also made a breakthrough. When it is realized that mobile payments should be payment receiver initiated in order to produce full value the speed in this direction will take up dramatically. How does this work and what does it mean? But first ...

/payments Innovation in Financial Services

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Aussie cheques are dying - but APCA throws a lifeline

Referencing the move by Barclays in the UK to introduce mobile cheque imaging in response to the reversal of banking industry plans to kill off cheques by 2018, APCA CEO Chris Hamilton recently said that type of technology could be seen in Australia in the next few years. But any vendors involved in implementing Check21 in the US last decade and...

/payments /retail Future Finance

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Looking back on 2013

2013 was the year when paper and e-mail invoicing was overtaken by structured e-invoicing in Finland. This is now happening with accelerating speed all over the world as governments and other payment receivers are setting migration deadlines. In Finland this also meant that the Real Time Economy program could put full attention on what can be auto...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Are your payment systems safe and secure?

Are your payment systems safe and secure? Being a bank, financial institution, processor, merchant or a stakeholder of any part of the payment ecosystem then you most definitely have this thought on your mind and your organizations risk register. Securing your payments systems is very similar to securing any other asset in the physical/digital worl...

/security /payments

Ganesh Guruvayur

Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena

Centralized Payment Exception Management

Centralized Payment Exception Management – Why do banks need to care? Banking industry is witnessing a heightened search for efficiency in payments work stream. Payment strategists have carefully analyzed the business services that are central to different payment workflows and their distribution across different participating systems in the payme...

/payments

Ganesh Guruvayur

Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena

Multi Banking - Domestic Environment

The recent Payment Survey conducted by gtnews discusses the number of banking partners that corporates deploy. On an average in North America, the number of banking relationships range from 1 to 4 while in Europe, it is found to be as high as 20. It is widely believed that with the onset of SEPA in 2014, a wave of consolidation is expected to be w...

/payments

Ganesh Guruvayur

Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena

Creating Revenue from Corporate Payments Decision Support

Corporate Payments are characterized by large value and time sensitivity unlike retail payments that are low value and non urgent. The large value of corporate payments makes it mandatory to ensure that they are backed by funds and every attempt is made to see them through. Automating Payment decisioning Banks are increasingly looking for automati...

/payments

Ganesh Guruvayur

Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena

Challenges around STP in Payments

Challenges around STP in Payments Straight Through Processing (STP) has gained prominence in the world of electronic payments, with banks the world over, closely analyzing their payment processes to evaluate the STP rates. Banks have witnessed payments business getting commoditized with increased competition and shrinking revenue flows. Post 2008 ...

/payments

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

Barclays On-line Banking deserves better error messages

Yesterday 1st January I logged in to Barclays Internet Banking as usual, to make a payment to a new Payee. When I progressed to submit the payment, I got an error message no.6 "we have technical issues, please try again later". Thinking the service might be down for planned outages on it being New Years Day, I waited 5 hours and tried aga...

/payments Whatever...

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