5242 Results from /payments
Craig Ramsey Head of Real-Time Payments at ACI Worldwide
I’m not one to quote Nietzsche, but he is attributed with saying “I'm not upset that you lied to me, I'm upset that from now on I can't believe you.” And herein is one of the most important factors in Transaction Banking, trust. Over the past ten weeks, I’ve explored a wide range of subjects that affect the Transaction Banking space; you can read t...
03 June 2014 /payments
Retired Member
Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (developed by LG), One by HTC and iWatch by Apple are going to hit the shelves soon. None of those smartwatches support mass transit or mobile payments (iW...
02 June 2014 /payments Innovation in Financial Services
ATM Cash Management - It might not look like it, but now is the time to prepare for a rise in interest rates. There are still mixed signals on the future of short term interest rates and with the ECB due to loosen monetary policy this week, there may be a natural inclination to put planning for future interest rate increases to one side. Whilst und...
02 June 2014 /payments /retail
Imagine that one day people from your country’s rural areas start paying with their mobiles. Would it be strange? Definitely. That would mean they are more advanced in mobile payments adoption than the majority of people living in cities (who still prefer to use plastic). Such scenario might imply two things: a) you are dreaming, b) M-pesa has ent...
02 June 2014 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..
26 May 2014 /payments Innovation in Financial Services
Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, as well as my work and personal email addresses is a valuable tool in "capable" hands. Obtaining such data is not easy, but Siri can help. ...
23 May 2014 /security /payments Innovation in Financial Services
In recent decades, technology has become a determining factor underpinning commercial success across every industry. To succeed is to stay at the cutting edge as Google and Amazon have shown. They’re at the forefront of improving the customer experience making it quicker, more intuitive and more attractive to transact. They have set the bar high a...
21 May 2014 /payments
Mobile applications will rise to meet the needs of online banking for the next few years. Apparently a fact. My contention is that there will be a similar rise in the complexity of these applications and the power of the platforms that they sit on. As this complexity and power rise unabated, the need for each member in the value Chaplin to mutuall...
20 May 2014 /payments
George Orwell would be surprised to see his vision of 1984 taking place today. What used to be referred to as ‘Big Brother’ is now a reality with tracking of everyone’s movements. Today of course, we don’t refer to it as Big Brother; Big Data sounds a little friendlier. “Big Data” are two words that have come together to say exactly what we have, ...
For me, last week was all about innovation and Bitcoin with Amsterdam hosting several large events on the crypto currency. This got me thinking about what makes new payment methods successful or not. The Bitcoin hype is immense, but numerous retailers told me that the widespread curiosity is not translating into mass adoption. For many retailers, t...
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