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5253 Results from /payments

Retired Member

Retired Member 

Bank can’t tell the difference between a yoghurt and a brush

Did you know “The Man Who Mistook His Wife for a Hat” book? Written by Oliver Sacks, the book tells stories of individuals afflicted with fantastic perceptual and intellectual aberrations. It includes the story about a man who sometimes patted the heads of water hydrants and parking meters, taking them to be the heads of children. Personal finance...

/payments

Retired Member

Retired Member 

Cash is dying, mobile is crying, plastic is still the king

For years the promise that ‘this will be the year of mobile payments’ has dominated industry news feeds. It’s true that mobile will eventually succeed the humble plastic card, but quite when remains the big question. Interoperability challenges, deployment complexities, security concerns and the seemingly endless cycle of stakeholder positioning a...

/payments

Retired Member

Retired Member 

Recovery and Resolution Transformation

For financial institutions with vision and long term planning capabilities, there are real opportunities to turn a supremely tough regulatory compliance exercise into a key business driver. In the first of a series of blogs on the scope and advantages of the Recovery and Resolution Transformation approach for European RRD (Recovery and Resolution D...

/payments /regulation

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

There’s a long road ahead...weeks 6 to 10 in review

Over the past three months I’ve covered 10 transaction banking topics that can help take your institutions from good to great. For the second half of my blog series, I’ve covered topics from non-functional requirements through to that ever important subject of trust. In case you missed some of my posts, here is a quick recap. You can find the full...

/payments

Retired Member

Retired Member 

Cash is king, but of which kingdom?..

It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Birch of Consult Hyperion. He wrote almost 150 blog posts on cash, citing or referencing mind-opening statistics and facts. Attempting to sum up Dave's ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Lean vs Fat - has channel banking connectivity come of age?

It seems that developing countries who are lean through necessity, Africa is a good example, with less legacy technology and changing economies, including a burgeoning trade flow that requires more efficient and automated cash management offer us inspiration to do things differently, and do them well. Traditional Western markets are inherently fat...

/payments

Colin Weir

Colin Weir CEO at Moroku

DASH Robin! Its more complex

Cash may be losing ground to alternatives but it is still 47% in Australia and 85% of all retail transactions globally. It comes down to: 1/ Anonymity - Many segments of the economy are still cash and we love it 2/ Speed and experience compared to banking products – cash is still way faster and more convenient than bank alternatives. Standard Chart...

/payments

Bernd Richter

Bernd Richter SVP - FIS Impact Ventures at FIS

Payments - time to revitalize a key revenue stream

Payments need to be profitable once again, as well as compliant. The good news is that they can be. Granted, payments are not the dependable cash cow they once were – a guaranteed profit producer, easy to maintain on a bed of legacy technology. The game is far from being over however. Making payments pay may be a challenge. But it’s by no means out...

/payments /wholesale

Daniel Szmukler

Daniel Szmukler Director at EBA

Payments: a brave new world

As this year’s EBAday approaches, there is plenty of talk about what the retail payments landscape of the future will be like. Just as recent years have seen rapid change in this field, this trend only seems set to gather pace. So what is on the cards for the coming years? In the run-up to 2020, we are seeing convergence and mobile technology as ...

/payments EBAday

Retired Member

Retired Member 

Waiting for disaster? PI’s contribution to systemic risk

Is it just a matter of time before disaster strikes and a lot of unsuspecting people lose their money? That is a real possibility and in that crisis there will be no deposit guarantees and no government bailouts. And the EU is now missing the opportunity to plug the hole. Bear with me as I walk you through it. Accounts for consumers and small bus...

/payments /regulation

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