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5191 Results from /payments

Retired Member

Retired Member 

Is wearable technology the new digital wallet?

Is wearable technology the new digital wallet? A few months ago I joined the wearable technology community by purchasing the Pebble smartwatch, a darling of Kickstarter crowd funding, the Pebble raised $80 million, the most successful Kickstarter project to date. At first I felt a little geekish wearing the shiny black device, but as I started to ...

/payments Innovation in Financial Services

Daniel Eckstein

Daniel Eckstein CEO at Abrantix AG

Card present goes Ecommerce

In the card acceptance business a big change is happening. More and more transactions that should be card present transactions are processed as ecommerce transactions, or better: card-not-present-transactions. Though, why is this and why does this not violate rules and regulations. I just give you a sample of an awesome experience I had recently. ...

/payments

Dan Barnes

Dan Barnes Writer at Information Corporation

New Bitcoin ATMs trouble regulators

Regulators in Boston, USA, have issued warnings about the risks involved in Bitcoin purchase, after a second ATM device was set up in the state on 17 March 2014, offering Bitcoins for sale in exchange for US dollars. The ATMs or kiosks are produced by Liberty Teller, a small, Boston-based firm. They issue paper ‘wallets’, that look a little like a ...

/payments /regulation Future Finance

Retired Member

Retired Member 

POBO: Less fun than a YOYO, more relevant for Multinationals

I’m hearing more and more conversations mentioning Payments On Behalf Of (POBO) and there seems to be no coincidence that post-SEPA, this concept is coming to the fore. In my last blog, I discussed how a global pharmaceuticals company implemented a POBO structure to do just that. In this blog, I’ll go through the basics and discuss what POBO is, ...

/payments Payments strategies 2015-2020-2030

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Management at Oracle Financial Services

The Mobile Payment Wars: Will HCE be a game-changer for NFC

Over the last two years or so, the mobile payments landscape has been abuzz with the supposedly disruptive potential of near field communications (NFC) technology. Predictions have been made about the imminent obsolescence of plastic cards and controversies have erupted over Apple’s refusal to acknowledge NFC and rumors about Verizon blocking Goog...

/payments Future Finance

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

PowerPoint is stopping true greatness: Blog series week 2

Nothing annoys me more than failed promises. And of course I'm not alone. At one end of the spectrum, it might be just the electrician not turning up on time, but in our world of IT, failed promises start to cost people their jobs. As we come to week 2 of my blog series, I want to look more closely at payment hubs. I suspect that they are one of th...

/payments

Andy Morris

Andy Morris Risk Business Solutions Consultant at ACI Worldwide

One step forward and two steps back for Fraud in the UK

Disappointingly, judging from the recent latest round of fraud statistics,[1] it looks like the UK is back on the naughty step in terms of countries with the highest fraud losses. New figures released by Financial Fraud Action UK (FFA UK) show that levels of card and online banking fraud rose during 2013, with fraud losses on UK cards totalling £4...

/security /payments

Retired Member

Retired Member 

Of Orchestras and Global Transaction Banking

The role of a chief executive at a global transaction bank, I’m inclined to believe, is more complex than that of a conductor of an orchestra, even one with a considerable heritage of musical excellence. In an orchestra, all instruments are tuned to a common pitch. And, a certain competence with the score to be rendered—the single source of truth...

/payments Future Finance

Retired Member

Retired Member 

A Cashless China? Don’t Believe the Hype

Browsing through the pages of the FT website the other week I was amazed to discover an article which predicted the rise of a cashless China. Highlighting the recent explosion in credit/debit cards, of which there are currently 4.2bn of in circulation, the article states that approximately 70 percent of consumers in China’s largest cities prefer c...

/payments

Retired Member

Retired Member 

Mobile Payment the 'Apple Way'

Memories are unreliable because our memory is not an archive of genuine documents. After certain time interval facts are re-weighted and positive events are preferably preserved in our long-term memory. This human characteristic makes many believe that if Apple will bring a mobile payment system on the market again another revolution in this econo...

/payments

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