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5273 Results from /payments

Retired Member

Retired Member 

The squeeze continues for banks and corporates

There is no doubt that in order to remain competitive and thrive, banks are no different from any other business in that they need to grow, whether that is by increasing the number of customers or the profit that each customer generates. But this is not the whole story. Since the reality check of 2008, there has been much finger pointing at the f...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Competition probe, your views count!

Great News today! At last we are going to get some action over lack of competition and the shape of the financial services market for the future but only if we all engage. Alex Chisholm, CMA chief executive, is quoted as saying it was "vital" that the banking sector worked properly, which was why the full eighteen month investigation was ...

/payments /retail

Retired Member

Retired Member 

Straight Through Processing. How did we do without it?

How many of us can remember working in a pre-computer payroll office? Endless rows of filing cabinets. Walls covered in handwritten charts that had to be constantly updated by some unlucky person. Ashtrays on desks – anyone remember those? No computers of course – instead, personnel and payroll information was stored slap bang in the middle of your...

/payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

Birth of a new Currency?

As you may already know the leaders of the five Brics countries have announced and signed an agreement yesterday (15.July 2014), to create a new $100bn (£58.3bn) development bank and emergency reserve fund for their countries, and one would also assume this will also become available to some of their “partner” countries in due course. For many ye...

/payments /retail

Retired Member

Retired Member 

E-invoicing: How a handful of vendors are ruining adoption

There’s a problem with e-invoicing. It’s a positive move for every business yet despite adoption gaining momentum, only a few companies have fully embraced it. This is crazy. It’s an enabler for the many supply chain finance and dynamic discounting initiatives. It gives visibility into spend. It supports sourcing and rationalisation opportunities....

/payments

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Q HFT in a 2030 world of negative interest rates

Each millionth of a second is commercially counted through HFT (high frequency trades) deals. Accompanying phenomenon of global HFT infrastructure is a commercial supremacy race. The debate on spectrum handling HFT argued that U.S. stock and commodity market is like a casino, where large investors are manipulating the market. It is estimated tha...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

The I in the brIc: Vision for Financial Inclusion

India is shaping up for the new growth phase under the new government. The opportunity: 1. The Country has opened the floodgates for vendors in digital banking in the realm of Financial inclusion and to telecos . 2. Given the penchant for mobility devices by the population, mobile banking, in all likelihood will mushroom with the stage being set f...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Payment systems need to move in line with digital world

As global commerce becomes a 24/7 real-time reality, there is a strong need for payment mechanisms to move in harmony with this new world. The fundamental requirement is to be able to move money from one account to another immediately, with certainty and convenience and at low cost to all stakeholders. Many existing payment infrastructures do not ...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Securing Transactions Means More Than Just Authentication

The payments world is all abuzz about the potential of biometrics to solve many of the serious payment security issues we now face. Not only does biometric authentication – be it voice, iris or even Apple’s Touch ID finger print scanner - allow us the ability to finally kill or reduce the role of the dreaded and much maligned password, it opens up...

/security /payments Innovation in Financial Services

Lee Williamson

Lee Williamson Research Analyst at Cash Management Solutions

Cashless Street - Valuable Experiment or Shameless PR Stunt?

Last month, an experiment on Beech Road in Chorlton, Manchester, transformed it into the UK’s very first ‘cashless’ street. For one day only the majority of the shops and businesses stopped accepting notes and coins, forcing customers to pay with credit or debit cards. The experiment was organised by card payment provider Handepay to see if we are ...

/payments /retail

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