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5153 Results from /payments

Retired Member

Retired Member 

Are your payment systems safe and secure? Product selection

In my earlier post around security we hovered around payment security aspects and the importance of security standards like PCI DSS to your payment systems. We can now look into the specific challenge of product selection, if you are a CIO/CTO looking to upgrade or implement a new solution to meet your business needs then security and associated c...

/security /payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Customer Experience vs Strong Security: What's the Answer?

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the security features of their approach. With mobile, streamlining the login process, enrolment and activation is key if banking apps and wallets are to ...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Open Letter to the Bank of England: Concerns over Polymer

In December 2014, the Bank of England made a decision to introduce Polymer Banknotes into circulation, starting with the £5 notes in 2016 and the £10 note in 2017. On behalf of Cash Management Solutions, I have voiced my concerns in an open letter to the Bank of England: -- [STARTS] Dear [Name supplied if requested], I am writing to put some ...

/payments /regulation

Retired Member

Retired Member 

Its a fine world for the cheque?

Picture the scene. I arrive last Sunday to participate in a sporting event. I park my car in a public car park next to the venue, a landscape of hills and woods. I sign on, warm up and spend the next hour or so plugging through the mud over hill and dale on my bike. I return to my car with the warm glow of satisfaction (well absolutely cream-crack...

/payments

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Are QR codes at a dead-end?

I can't say I was too surprised to see that Swedbank has scrapped its QR-code payment initiative. While the scanning of a QR-code could feasibly be used to trigger any function or transaction that can be executed on a mobile device, when it comes to payments it fails to match up to the many more convenient options that are available to consumers a...

/payments Future Finance

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Australia to kill off credit card signatures

Well, it looks like I'll finally have to remember the PIN on my infrequently used credit card. Visa and Mastercard have got their way after lobbying regulators so come August 1, POS terminals will only accept a PIN for authorisation on credit cards issued in Australia. Considering chip cards have been ubiquitous for some time, and 55% of POS credi...

/security /payments Future Finance

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

2014 2020 Strategies for OTC derivatives

Y2014 -Year ZERO D day-February 12, 2014 a new reporting for OTC derivatives takes an radical effect in Europe panic of present unprepared OTC derivatives market participants The lack of understanding what is going to happen The lack of clarity about exactelly what is required Expect the Unexpected new kind of communication between buy side a...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

How Zapp can beat Visa in its own game

Zapp made some further progress by bringing onboard major banks. When it comes to e-commerce, Zapp could indeed represent a compelling value proposition if they do three things: (1) offer consumers the same protection as conventional credit cards; (2) provide e-merchants with liability shift in respect of chargebacks; and (3) extend Zapp to cred...

/payments Innovation in Financial Services

Ganesh Guruvayur

Ganesh Guruvayur Senior Vice President, Head, Hub Solutions at Intellect Design Arena

Creating A Supply Chain Aware Payments Platform

Breaking the Mould – Creating a Supply Chain Aware Payments Platform Traditionally, payments processing has been subservient to many business domains such as Supply Chain Finance, Trade Finance, Integrated Account Receivables, Integrated Accounts Payables etc. The context for an outgoing payment emanates in a business silo, is executed and then ha...

/payments

Retired Member

Retired Member 

Target data breach and EMV

Everybody these days talks about Target data breach. It is serious and damaging for such massive company reputation. On top of that there is huge financial liability on Target's shoulders right now. There might be real need for re-issuing those 70 million or so cards (Target will be covering those costs most likely), potential for (real or fake) c...

/security /payments

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