5252 Results from /payments
Retired Member
With the retail landscape becoming increasingly competitive, businesses are constantly looking for new ways to stay ahead of the competition and steal market share. Internet shopping has evolved significantly since the first online transaction over 20 years ago and with the internet knowing no global boundaries, the possibilities and reach for ret...
18 May 2015 /payments
Craig Ramsey Head of Real-Time Payments at ACI Worldwide
Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our customer relationships by simply implementing a pan-European Immediate Payments scheme. And the even better news is that if we implement it on ISO 2...
Merchants exposed to a US-style myriad of ever increasing scheme fees while Visa enjoys a constantly rising share price. I am greatly concerned by this week's announcement that Visa Europe is set to be taken over by its US-based sister company Visa Inc for $20bn. Unlike Visa Inc, which has been listed on the NYSE since 2008, Visa Europe is a non-f...
15 May 2015 /payments
Derek Garriock Innovation Director at Experian
With new entrants joining the banking world, individuals have more choice, and there is increased competition for the sector. However, for new entrants, encouraging people to switch to them from the established providers will be no easy task. Our recent research found that 70 per cent of UK adults still ‘trust’ a traditional bank or a building soc...
14 May 2015 /payments /retail
I’m not sure exactly when it happened, but it seems to me that over recent years every few weeks we hear about this bank or another suffering an outage impacting customers or clients on some scale. The payments environment is undergoing somewhat of an evolution at the moment. Faster and often instant payments are becoming the norm, as is mobile ...
One day people may reflect: do you remember back to when cash was accepted here? This day may not be as far off as you think; recently shops in Denmark were given the right to not accept cash. This blog describes the Danish announcement—as well as others around the world—and discusses whether it is a harbinger of an increasingly cashless futur
12 May 2015 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
One picture says it all.
12 May 2015 /payments Innovation in Financial Services
Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on obvious area to target already now.
08 May 2015 /payments Innovation in Financial Services
For years authentication has been a thorny issue for banks and financial institutions, particularly in the world of mobile services. To date, these organisations have focused on building two of the three primary sources of authentication data into their products and services, namely ‘something you know’, like a password, and ‘something you have’, ...
08 May 2015 /payments
Mick Fennell Vice President, Middle East & Africa at Volante Technologies
The implementation of any new enterprise payments hub comes with multiple different challenges. Indeed headaches abound, from changes to operational procedures, to definition of new workflows, to updating of organizational structures, to the management of distributed access to information. But when it comes to the development and deployment of n...
07 May 2015 /payments
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