4860 Results from /payments
Hans Tesselaar Executive Director at BIAN
The banking and payments landscape is changing at a great pace. Increasing consumer demand for quick and easy access to accounts has led to greater reliance on technology for banks and consequently innovations such as electronic invoicing, mobile payments and e-commerce are developing at breakneck speed. According to Juniper Research, the value o...
18 November 2013 /payments
Jane Adams Marketing at Currently looking for a job
A few weeks ago I wrote about the results of the consumer research we carried out in the US when we asked consumers who they most trusted to issue mobile wallets. We also asked the same question in the UK and the results were a little more encouraging. Here only 42% said they would never use a wallet, meaning 58% would. This 58% figure in favour i...
14 November 2013 /payments
Elton Cane Digital product delivery at News Corp Australia
I first read about Bitcoin a number of years ago, and was intrigued. I scanned Satoshi Nakamoto's initial whitepaper that kicked it all off, and looked into the burgeoning scene emerging around Bitcoin mining - generating the proof-of-work required to discover a particular hash value to generate a new valid coin by expending CPU power and electric...
14 November 2013 /payments Future Finance
David Divitt Senior Fraud Product Manager at VocaLink
We all know that fraud has been rising pretty steadily in some form or another over the past decade despite efforts to stem it. We have been able to control areas in which fraud was prevalent by implementing technologies and processes to make it much more difficult for fraudsters to accomplish their crime, but in general, that tends to simply shif...
11 November 2013 /security /payments
PayPal has been doing a fair bit of engagement over the past 5 years with its burgeoning developer community and reaching out to start-ups, as you would expect from any mature, successful Silicon Valley company. In its most recent program it is itself nominating candidate startups to receive up to $50,000 in waived processing fees by way of suppor...
06 November 2013 /payments Future Finance
Pat Carroll Founder/Executive Chairman at ValidSoft
I read an interesting piece earlier last week on imrg.org (the website of the UK Online Retail Association) arguing that consumer concerns over security could inhibit the adoption of many new payment methods and technologies. It said that despite dramatic increases in technologies that would allow for smoother and more convenient payments, consu
06 November 2013 /security /payments Innovation in Financial Services
Retired Member
Many have seen Google announcement for supporting Host Card Emulation in their latest Android 4.4 KitKat OS. HCE is not new technology. BlackBerry had is for some time in their devices. But wider HCE support may trigger new and revived interest in implementing custom NFC contactless mobile payment apps without need to utilize Secure Element (SE) i...
06 November 2013 /payments
Google made waves last week with their announcement about Host Card Emulation (HCE) solution that allows, inter alia, to "emulate" EMV without requiring any secure element (SE). Oh my... Google's own source claims that "Android HCE emulates ISO/IEC 7816 based smart cards". Well, ISO 7816 is a standard for contact (!) cards tha...
05 November 2013 /payments Innovation in Financial Services
Brett King CEO & Founder at Moven
Credit cards are expensive. According to BankRate.com the average US annual percentage rate (APR) charges on credit cards is 15.35%[1], but that’s down in recent years. During the financial crisis some US-based credit card APRs went as high as 39.6%[2] as banks like Bank of American tried to compensate for increasing risk, or unwind high-risk cre...
04 November 2013 /payments Innovation in Financial Services
A chat with Hugues Thiebeauld, UK Security Lab. Manager at UL Security Technologies, on specificity of Certifications for New Payment “With the success of new technology in the payments space largely dependent on wide-spread adoption by banks, retailers and consumers, developing certifications for these products is vital. Why? Because there is a ...
31 October 2013 /security /payments
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