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5273 Results from /payments

Retired Member

Retired Member 

Payment Trends and Their Implications for National Payment Infrastructures

The payments world is both complex and complicated: Complex because of the many different parts that need to come together to facilitate the movement of value; and Complicated because the parts are interconnected both domestically and globally. New technologies, new payment entrants, end-user client demands, and the move to global standards are d...

/payments /sibos

Kirsty Berry

Kirsty Berry Head of Product Marketing & Market Analytics at Compass Plus

Putting a nail in the cashless society advocate’s coffin

Now, don’t get me wrong, I am a fan of all payment methods - I believe there is a place in society for each of them. I am particularly enamoured with my contactless card, and get annoyed when I’ve already put my card into the POS terminal before realising I could have just tapped the screen. And mobile payments make my life easier, whether making ...

/payments

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

When Immediate Payments Go Bad

“I want it now.” Sounds like a petulant teenager, doesn’t it? But actually, it’s the sound of consumers and corporations around the world demanding immediate payments solutions. While immediate payments are already mature in some markets, in others they are still maturing, and for some countries, they are not even in the plans yet. But one thing...

/payments /sibos Finextra@Sibos

Keith Stanton

Keith Stanton International Product Manager (Fraud & Risk) at FIS

Old Fraud, New Techniques - Skimming has never gone away

Earlier this year, the European ATM Security Team (EAST) reported on a criminal gang that had been apprehended, who were known to use "Ghost Terminals"; a standard point of Sale (POS) terminal that had been modified to harvest card data (link to the article is here). With this particular incident these terminals were utilised in Taxi's,...

/payments /regulation

Retired Member

Retired Member 

Journey Towards Cashless Economy Part 3 Business

The objective of this 3 part series is to examine in brief the barriers and motivators for the key players in India’s (the author believes it has elements that can stand true for any economy that intends to go cashless) Journey towards a cashless society. In part 1 and 2 can be read at Finextra Blogs. Business (Issuers/Acquirers): The estimates...

/payments Payments strategies 2015-2020-2030

Steve Cook

Steve Cook Digital Identity & Biometrics Consultant

Welcome to the Biometrics Age!

The biometrics age is upon us. A future sci-fi world of disappearing passwords, the internet of things and the unique human characteristics of our body parts to verify who we are is now actually a reality! No more so than in authenticating mobile payments. According to a recent study produced by Goode Intelligence, over $5.6 trillion dollars of ...

/payments

Retired Member

Retired Member 

From Bartering to Next GEN POS

The retail industry and the customer check-out process has evolved a lot since the birth of the industry. For a very long time “retail” was mostly confined to bartering and then market stalls, before evolving into fixed location shops and over-the-counter check-out processes. If we fast forward to the late twentieth century the industrial revoluti...

/payments

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

APIs, Immediate Payments and Distributed Ledgers - Hot Topics for SIbos

Sibos 2015 is almost here, and Singapore beckons. Key themes I expect to dominate Sibos are real-time, or immediate payments, PSD2 for the European banks and distributed consensus ledgers, particularly for cross-border payments solutions. Immediate payments are a big theme in Europe and the USA, with Australia in the middle of a programme, run by S...

/payments

Prasenjit Das

Prasenjit Das Senior Director at Virtusa

Apple Pay turns '1' -The Myth of Fintech Disruption

Apple did pick up a big compartment within the financial services industry that can be potentially revolutionized by a tech innovation almost a year ago when it launched the Apple Pay. At the event Chief Executive Officer Tim Cook sounded quite collaborative when he described that the magnetic stripe card payment process as broken for its reliance...

/payments

Paul Hampton

Paul Hampton Security Expert at Thales

How to ensure secure contactless payments

The use of online banking and shopping has grown significantly, but so too has the number of security threats targeting such services. According to the latest Breach Level Index report, 888 data breaches occurred during the first half of 2015 alone, compromising 246 million records worldwide. However, while cash and card payments are still the mo...

/security /payments

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