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4860 Results from /payments

Retired Member

Retired Member 

Cloud for Banks and Corporates, or just more fog?

Cloud computing services are being cited as the panacea for rising internal computer costs, offering scalable IT infrastructure to large and small companies alike. Cloud based services, we are told, can manage all of our client on-boarding and channel integration needs, from running an ERP system to automatically integrating transaction and statem...

/payments

Retired Member

Retired Member 

The Middle Eastern real-time payments opportunity

While some governments around the world have struggled to keep up with the digital age, many Middle Eastern countries have risen to the challenge and introduced market-leading innovations. E-government is one area that has taken off in a big way in the region in recent years, with successful initiatives in the United Arab Emirates (UAE), the Kin

/payments

Tushar Chitra

Tushar Chitra Vice President, Product Strategy and Marketing at Oracle Financial Services Software

Mobilizing Your Loyalty Programs

Last weekend I was out shopping for apparel for my family at a retail outlet I prefer for all my clothing purchases. Being a weekend, the queue at the payment counter was characteristically long. After what seemed like an interminable period, I finally arrived at the counter. The visibly harried and overworked lady at the counter mechanically and ...

/payments Future Finance

Daniel Szmukler

Daniel Szmukler Director at EBA

A look back at EBAday 2014

With Helsinki and another successful EBAday behind us, it is time to reflect on the conversations and themes from the show. With 800 attendees this year, this was the biggest EBAday yet and the Finlandia Hall was buzzing with discussions between industry leaders in transaction banking. One word on everyone’s lips from the start was ‘innovation’. T...

/payments EBAday

Retired Member

Retired Member 

Ready for the Payment Paradigm Shift in Shopping?

Historically, we have shopped with cash or cards. When we use cards (credit, debit, gift, prepaid, etc.) the focus has been on validating the originator. The merchant takes your details and goes to a network and says "X wants to pay me" and gets authorization that verifies the originator of the payment. This usually leads to a higher lev...

/payments

Retired Member

Retired Member 

EBA Day - What will the bank of the future look like?

Having recently returned from sunny Helsinki (with a few light showers!) I thought I would share a quick blog on the 2014 EBA Day conference. Firstly it was bigger and better attended than ever before with numbers up about 20% on last year’s previous record number of attendees. Interestingly this year also saw a big push by the organisers and the...

/payments

Retired Member

Retired Member 

Business is Broken

Late last year, Business Secretary Vince Cable stated he felt the Funding for Lending Scheme (FLS) wasn’t working and rightly so. Figures from the Bank of England FLS[1] showed that net lending to small and medium-sized businesses fell by £723m in the first quarter of this year despite scrapping mortgage support to encourage corporate lending. Whi...

/payments

Retired Member

Retired Member 

Bank can’t tell the difference between a yoghurt and a brush

Did you know “The Man Who Mistook His Wife for a Hat” book? Written by Oliver Sacks, the book tells stories of individuals afflicted with fantastic perceptual and intellectual aberrations. It includes the story about a man who sometimes patted the heads of water hydrants and parking meters, taking them to be the heads of children. Personal finance...

/payments

Retired Member

Retired Member 

Cash is dying, mobile is crying, plastic is still the king

For years the promise that ‘this will be the year of mobile payments’ has dominated industry news feeds. It’s true that mobile will eventually succeed the humble plastic card, but quite when remains the big question. Interoperability challenges, deployment complexities, security concerns and the seemingly endless cycle of stakeholder positioning a...

/payments

Retired Member

Retired Member 

Recovery and Resolution Transformation

For financial institutions with vision and long term planning capabilities, there are real opportunities to turn a supremely tough regulatory compliance exercise into a key business driver. In the first of a series of blogs on the scope and advantages of the Recovery and Resolution Transformation approach for European RRD (Recovery and Resolution D...

/payments /regulation

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