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339 Results from 2011, /payments

Retired Member

Retired Member 

Why Do Checks Still Dominate B2B Payments in NA? Cont'd

Why do companies continue to pay by check? In part two of the series “The Top 5 Reasons Why Checks Still Dominate B2B Payments” I explore the absence of paper remittance data as a perceived obstacle to timely, accurate cash application when paying electronically. Reason #2 - Remittance. Remittance is critical for suppliers because the absence of...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Mobile recording: now is time to act

So, after all the expectation, it’s happened. With its Revised Policy Statement (10/17), the Financial Services Authority (FSA) has removed the initial exemption for mobile calls and texts. As of 14 November 2011, therefore, financial service businesses must record all relevant electronic communications involving the giving of advice or taking o...

/payments /sibos Financial Services Regulation

Retired Member

Retired Member 

EC review of Small Business Act

Today, the European Commission has published a review of the Small Business Act, which is the legal framework for a number of pro-small business initiatives, including provisions to promote timely payments. This is - like SEPA - part of the Lisbon agenda. SMEs, defined as companies with no more than 250 employees and a maximum turnover of €50 mill...

/payments

Retired Member

Retired Member 

The 10 centimetre revolution

2011 is the year of mobile aka near field communication (NFC) payments. Again? Well this year it definitely looks more promising. According to analyst firm Juniper Research, mobile phone payments will reach a critical mass this year thanks to the creation of eco systems uniting hand set vendors, loyalty providers, trusted service managers, retai...

/payments

Barry Kislingbury

Barry Kislingbury Lead Solutions Consultant at ACI Worldwide

From Tax returns to SEPA - Governments should lead the way

It’s funny where your inspiration comes from. I had to do my annual tax return recently, which amazingly resulted in a small refund. What surprised me though (or maybe it shouldn’t) is that Her Majesty’s Revenue and Customs (HMRC) then went to all the trouble of sending me a cheque in the post. Why does this amaze me? Well, it was the UK Gove

/payments /retail Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Eating the US EMV Elephant

Last week, Visa Inc announced that it would eliminate the requirement for eligible merchants to annually validate their compliance with the PCI DSS for any year in which at least 75 percent of the merchant's Visa transactions originate from chip-enabled terminals. Visa Europe also announced a programme to reward investment in EMV that reduces EMV...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Not a 966bn business case?

We have learned that there are doubts about some of the assumptions in the PWC report in the EC Green Paper on VAT collection released on the December 2nd 2010. As it is obvious that the next important Single Market step is harmonization of VAT collection it is important to get all facts on the table – and then choose the best and probably also the...

/payments Innovation in Financial Services

Nick Ogden

Nick Ogden Chairman at Ogden Research

One step closer to mobile wallet...

The fact that Orange is launching an NFC-enabled Samsung handset underlines the belief that mobile payments is an area full of opportunity and has potential to take a large share of the payments market. Developments that have been made in the area of e-money only go to highlight the fact that the move towards a cashless society is one that consume...

/security /payments Innovation in Financial Services

Retired Member

Retired Member 

Why do Checks Still Dominate B2B Payments in North America?

“For years we’ve been hearing that checks are going away, yet they are still used for the majority of B2B payments in North America.” I have heard that statement at nearly every trade show that I have attended this year. The trend toward electronic payments has been strong in the retail banking world where the ever growing availability of online...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Per Ardua Ad SEPA

SEPA is due to become a full-blown regulatory event once the end-dates are set by legislation. The first reaction to any regulatory change is generally that of ‘response’ – dealing with any required change. And that is often the minimum to achieve compliance. Yet this is set against a background of revenue challenges; as the Boston Consulting Group...

/payments

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