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339 Results from 2011, /payments

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

IPS in review

As the IPS conference in London drew to a close yesterday one theme was coming through loud and clear: there are plenty of new payments methods emerging into the mainstream, such as mobile, and lots of new ways to interact with customers. The innovation in the retail banking sector is impressive, but it seems not to be met by an equal level of inn...

/payments /wholesale

Nick Green

Nick Green Consultant at ISD Consultants

Happy Birthday PDQ

It’s hard to believe that the I installed first online transaction capture point of sale terminal on March 25th 1986 and today there are millions of them worldwide (see the original press release here (http://www.isdconsultants.com/pdq/pdq.pdf). The original name for the Barclaycard terminals was Darts but just as the product was launched the Ford

/payments

Retired Member

Retired Member 

Customer created bank services

Instead of each bank creates their own new services, is there a need for customer created banking services? Current world Today if I have a new and brilliant idea of new banking service, I tell my own bank this idea. Most of the times (9999/10000) it is automatically rejected. This means that I don't go to other banks and get same feedback. Idea My...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Cutting costs is not enough

Yesterday at the IPS conference in London, a major theme emerged for payment banks: managing costs is no longer enough to maintain a successful payments business – banks simply have to become more efficient. Overlaying this realisation is the concern surrounding regulatory reform. At the conference, 67% of attendees admitted that regulatory reform ...

/payments /wholesale

Steve Scott

Steve Scott Senior Product Manager, Business Banking at Temenos

Real Time Reconciliation Crucial To Managing Liquidity Risk

It's interesting to hear it said at IPS2011 that performing real time reconciliation is crucial to managing liquidity risk . I would agree with this but for the fact that if the demand is really there then why is it that the necessary data is so hard to come by? Crucial implies that this is must have data, but what are banks doing to ensure tha...

/payments /regulation SWIFT Matters

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Saying goodbye to the old...

I blogged earlier this week about the importance of payments and banks adding value for their corporate customers, which is being highlighted at IPS. Electronic payment volumes are still increasing and banks have to look at how they are being managed and processed. But for many institutions this can be easier said than done. The past 30 years ha...

/payments

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Will transaction banking please step forward?

The provision of payments is a fundamental function of banking, practically as old as money itself. But since the introduction of cheques more than 350 years ago, the payments landscape has been evolving continually, due to changing customer requirements, competition, legislation and technology. The speed of change has increased in recent decade...

/payments /wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

This is ISO20022 invoice message standard

Some confusion and negativism has been seen around the splendid progress in e-invoicing standardization. This text by Stig Korsgaard is very useful: “The following sets out the background and also the reasons why the ISO20022 Financial Invoice message standard under the ISO20022 standard was developed; what characteristic the final message standar

/payments Innovation in Financial Services

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Preparing for IPS

As we prepare for the IPS event in London, I am looking forward to the presentations and conference sessions, of course, but I think I am looking forward to the one-to-one discussions on the stand even more. There is no doubt that this is an exciting time in the industry and there are still a lot of changes happening. I am expecting three topics o...

/payments /wholesale

Retired Member

Retired Member 

Direct debit vs e-invoice

For some countries, direct debit is the main payment system, whereas some countries like to push e-invoice to be main payment system. Both are really good ways for merchant but also for consumers to receive/ pay money. When talking with merchant, their only worry or request is to get money as easy as possible without scarifying too much energy or r...

/payments Payments strategies 2015-2020-2030

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