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273 Results from 2015, /payments

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Banks - Own Mobile Wallet to lead Digital Commerce Transformation

Banking industry is on the cusp of Digital disruption. Threats are no longer coming from their traditional peers, but from disrupters across telecom (Bharati Airtel applying for Banking license), cash rich retail (Amazon, Alibaba providing lending services) & Smart phone manufacturing (Google, Apple etc) industry. To complicate things further,...

/payments Innovation in Financial Services

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The euro and the perpetual Greek tragedy

Greece, the sick man of Europe, continues to dominate the headlines as the latest chapter in the Greek economic tragedy has seen Syriza, the radical anti-austerity party rise to power and ruffle more than a few feathers in Europe’s corridors of power. But, many Greeks who supported their rise to power now say they have already betrayed their mandat...

/payments

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Retired Member 

Apple Pay 2.0 brings the value

Apple gets it. The way to make things appealing is to make them simple, convenient and valuable for consumers. This is why couponing, loyalty and ticketing are set to be included in Apple Pay 2.0, bringing value added services (VAS) to the masses, driving further adoption and stimulating further innovation from other industry players. The Apple ap...

/payments

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Lessons From The Journey Toward Digital Money

Truly worthwhile destinations almost always require a significant journey. The widespread use of digital money is no exception. This post describes recent research published on the journeys which 90 countries are taking toward digital money and shares the key lessons learned. A recent Wall Street Journal article entitled, “The Slow, Steady Mar

/payments

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Plastic is dead? Long live plastic!

Apple Pay, Google Wallet, Samsung Pay and PayPal are just a few of the solutions which financial technology commentators predict will bring about the downfall of cash and the plastic card. Others predict cashless and plastic-free societies by 2025. Do banks and their consumers genuinely believe this is true? A Smarter Card This month, the Smart Pa...

/payments

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Retired Member 

Revolution meets Evolution

It seems that more and more today, in the world of financial services technology, revolution is very much disrupting the path of evolution that we have tended to follow. Financial institutions and indeed the providers of technology on which the industry runs, continue to be under pressure to get it right and deliver technology solutions that meet t...

/payments Payments strategies 2015-2020-2030

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Standardize, Innovate, Disrupt and Expand Digital Banking with Open APIs

FS industry is going through a big disruption cycle, where they are trying to redefine the business model, create and sell differentiated product and services, engage customer and community at large to provide value added services, innovate and optimize business to stay ahead of the competition. Biggest threats for FS Industry are coming from inno...

/payments Innovation in Financial Services

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Retired Member 

Is Samsung’s purchase of LoopPay a good response to Apple Pay?

We’ve just heard that Samsung is to buy LoopPay. What’s significant about LoopPay? Well, they have an interesting technology that adds a small piece of hardware to your mobile phone (various forms are available, e.g. a charge case for the iPhone 5 or a Fob for the iPhone 4 or Android phone). The LoopPay App on the phone allows you to add cards to ...

/payments

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Retired Member 

Mobile Money 2.0: Interoperable, Bank-led and More Useful

Mobile money has made significant strides over this past decade. Despite the projected growth in mobile money (especially in emerging markets), we believe the time has come for “Mobile Money version 2.0.” This post describes today’s mobile money market situation and explains the rationale for this needed evolution. Mobile Money version 1.0 Mo

/payments

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Retired Member 

The Return of the Lion

In my work as Solution Manager for Payments at Oracle, I've been working with banks globally on finding ways to monetize payments data. This has been a balancing act. Bank have a genuine interest in unlocking value for the customer, if the customer agrees to get his data mined. I've seen most success in unlocking value from corporate payments and t...

/payments Payments strategies 2015-2020-2030

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