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254 Results from 2014, /payments

Gareth Ellis

Gareth Ellis Account Manager at ACI Worldwide

HCE: the decline of TSMs and the rise of NFC?

The news that VISA and MasterCard have decided to announce support of Host Card Emulation (HCE) appears to be one of those items you read sometimes where you suddenly realise that there has just been a quite dramatic shift in the industry. For a number of years, instead of discussing the usual Payment Ecosystem: Banks, Processors, Cards and Acqui...

/payments

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

SWIFT Y2020 Strategies - Expect expected

Y2020 SWIFT A GLOBAL CLOUD PAYMENT HUB a global reporting hub a central provider of services global reporting and consultation hub Y2014 - SWIFT over 10 thous. banks are users access to 60 HVS - high volume systems access to 20 different ACH payment systems real times sanctions screening to 30 public sanctions registers SWIFT - an ISO Registry...

/payments /sibos Payments strategies 2015-2020-2030

Retired Member

Retired Member 

SEPA - moving the deadline just prolongs the inevitable

Our industry has become used to the moving of deadlines when it comes to industry initiatives and for some it perhaps creates a certain element of complacency. Speaking to corporates in our market, I find a broad range of concerns about readiness for SEPA, regardless of when the deadline date is actually going to be implemented. Over the last few y...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

India's Cash Journey

Nowadays when you arrive at Mumbai airport the first thing you notice when you hit the tarmac is the new passenger terminal officially opened by India’s PM in January. Having travelled to India on numerous occasions in the last two decades I feel that this is a welcome addition to the city’s infrastructure. I’m sure that the roads which lead to an...

/payments

Dan Barnes

Dan Barnes Writer at Information Corporation

Funny money

Turning down money from a potential customer who fails a test, is expensive. Building profiles of all of your customers is costly in both cash and resources. In fact, until HSBC and Standard Chartered cumulatively paid US$2.2 billion to US authorities in 2012 it seemed that failing to adhere to the anti-money laundering / know your customer (AML/...

/payments /regulation Future Finance News Analysis

Retired Member

Retired Member 

The USA’s PSD, aka Dodd Frank 1073 pt 2

The US Bureau of Consumer Financial Protection (CFPB) has issued a Proposed Rule which would bring larger US-based nonbank participants of the international money transfer market within the CFPB's supervisory jurisdiction. The Proposed Rule is available here and is open for comment until 1 April 2014. The Rule proposes that providers transacting m...

/payments /regulation Payments strategies 2015-2020-2030

Retired Member

Retired Member 

Interchange Fees Update

Vendorcom, the think tank for the financial services vendor community, held an update for members to the Interchange Fees debate. Interchange is the charge levied by the card schemes on retailers to process card transactions. In some cases the charges may be waived by the card schemes, in others they may be lowered; they are a marketing tool as

/payments UK Faster Payments

Retired Member

Retired Member 

With US Rollout Of EMV Who Needs Magnetic Stripe Anymore?

From 2001 to 2004, Target actively worked with Visa to push for smart-card use in its stores. The momentum was lost because of the concerns about cost, speed and the learning curve for clerks and consumers. Now in the wake of disclosing a breach of 40 million card accounts and 70 million customer contact records, Target CEO Gregg Steinhafel, one ...

/security /payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Malware , the Achilles Heel of Mobile Adoption

Malware is hitting mobile like nobody’s business. It is a sad fact of life - hackers, fraudsters, cyber-criminals and the like will never go away and will evolve and adapt as our payment landscape evolves too. The real question is whether we have the tools to counter those malware attacks so our customers can securely do their business on their mo...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Why you should ASK for proper e-invoices

With proper I mean structured e-invoicing - not e-mailing PDFs (as bad as paper mail - or even worse due to spam filters..). So why? Your supplier Especially small enterprises can easily move into e-invoicing as so many service providers - among them almost all banks by know offer simple input templates both for single invoices and file transfer. I...

/payments Innovation in Financial Services

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