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4685 Results from /payments

Akhil Rao

Akhil Rao Director at Nth Exception

ISO 20022 and Machine Learning: Transforming Cross-Border Payments

In today’s interconnected economy, efficient cross-border payments are crucial for businesses and individuals alike. Yet, traditional payment methods often face challenges such as delays, high costs, and limited transparency. Fortunately, recent innovations in financial technology, notably the adoption of the ISO 20022 messaging standard and machi...

/payments /retail SWIFT Matters

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Instant Payments: Overcoming Challenges for a Faster Tomorrow

Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to instant, or at least near real-time, payment systems. These new innovative payment systems ensure that beneficiaries receive their funds within seco...

/payments /regulation The Payments Business

Jeremy Boot

Jeremy Boot Product Strategist at Temenos

Beyond the Core - how tokenization on shared ledgers will drive change for banks

Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financial system based on shared, interoperable, and unified ledgers, upon which the world’s assets and value would be stored and transferred. This represent...

/payments /retail Futuristic Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

Greetings from New York City, where you can save money by paying in cash.

Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, in the US cash are plentiful, for example, the price of gas (petrol) is lower at the pump when cash is used. Also, at the point of payment, the cust...

/payments /regulation The Payments Business

Supriya Dahiwelkar

Supriya Dahiwelkar Principal Consultant-Payments at Delta Capita

Get Future Ready Now - Insights from the Women in Payments EMEA Symposium 2024

Last week I attended the Women in Payments EMEA Symposium 2024. This event took place at the beautiful De Vere Grand Connaught in London, on 29th and 30th April. The theme of “Get future ready now” covered not just the future landscape of payments but also delved into topics like women’s health in the workplace, hidden barriers for women’s careers...

/payments /retail

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

Why treasurers should prepare for stablecoins

Digital assets and crypto have become increasingly mainstream and have made many headlines, but not always for the right reasons. Aside from governance concerns, the biggest criticisms levelled at crypto from a B2B payments standpoint are volatility and the lack of an underlying asset. Bitcoin, the most prominent crypto coin, has fluctuated in val...

/payments /crypto Treasury Management

Ross Kolodyazhnyi

Ross Kolodyazhnyi CEO at DCM

The future is tokenized. You’re either on board or you get left behind.

If you seek the trigger to lead the next leg of the crypto "bullish" market, it won't be Ethereum ETF approval or Bitcoin halving. It will be driven by real-world assets. RWA tokenization, without exaggeration, can be called the hottest corner of the digital asset industry. The quarterly report of our partner, Stellar Development Foundati...

/payments /crypto The future of Payments in Europe

Igor Skachkov

Igor Skachkov Chief Product Officer at payabl.

Takeaways from MRC Barcelona: What are the biggest payment challenges facing merchants today?

Merchants face a multitude of challenges that can impact their operations, customer satisfaction and ultimately, their bottom lines. Recently at MRC Barcelona, I hosted a panel with Matteo Gamba from Wayfair and Laura Alda from Meta exploring the biggest payment challenges facing merchants today. The discussion highlighted some of the payment cha...

/payments Fintech

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

Banking At The Merchant-A Global South Perspective

Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a pleasure to read-as always. Please do make time, if you could, to go through it. The convergence of merchants and banking is an exciting possibility.

/payments /retail Asia Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

PSD3: The Next Phase in Europe’s Payment Services Regulation

With the successful rollout of PSD2, the European Union (EU) continues to advance innovation in the payments domain through the anticipated introduction of the Payment Services Directive 3 (PSD3). On June 28, 2023, the European Commission published a draft proposal for PSD3 and the Payment Services Regulation (PSR). The finalized versions of this ...

/payments /regulation SEPA and European Payments

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