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385 Results from 2023, /payments

David Hensley

David Hensley Founder at Enryo Limited

The rise of the Super Apps

Super apps are mobile applications that offer a wide range of services, including messaging, social media, e-commerce, and financial services. They are becoming increasingly popular in Asia, where they have already become essential tools for everyday life. For example, the Chinese super app WeChat is used by over 1.2 billion people to send message...

/payments /inclusion Imagine a world without cash

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Goodbye to Passwords: Is Voice Authentication the Future of Fintech Security?

Voice authentication technology is gaining momentum across various consumer-driven sectors, potentially rendering your voice as your future password. Global Voice Recognition Market Overview In 2020, the global voice recognition market boasted a valuation of $9.27 billion, a figure expected to surge to $27.16 billion by 2025, with a compound annua...

/payments /retail Banking Strategy, Digital and Transformation

Kanika Hope

Kanika Hope Chief Strategy Officer at Temenos

Open for business: open banking for corporates and SMEs

Kanika Hope, Chief Strategy Officer, Temenos The success of open banking is pivoted on the tangible business value delivered to end-customers whether they are retail consumers or small to medium enterprises (SMEs) or larger corporates. Open banking was first adopted by retail banks but also has great potential in the corporate and SME banking sect...

/payments /sibos Open Banking

Galit Shani-Michel

Galit Shani-Michel VP Payments at Forter

PSD3: 4 Real Problems Addressed, Yet 1 Big Opportunity Missed

Now that the first draft of the proposed PSD3 regulation has been released, there is a significant amount of interest in data sharing between banks and third-party organisations. PSD3, in its current guise, raises several questions around its impact on online credit card payments, fraud, and conversion rates. Yes, the draft proposal addresses fou...

/payments /regulation E-commerce

Maysam Rizvi

Maysam Rizvi CEO at Elifinty

How Fintech is Helping Consumers with Rising Rates and Financial Challenges

In recent years, there has been a continual rise in base rates, which began in December 2021 and is expected to continue into 2024. At first glance, these increases appear as calculated policy decisions designed to slow down demand for goods by increasing the cost of borrowing whilst incentivising people to save. However, in the real world, these...

/payments /inclusion Banking Regulations

David Hensley

David Hensley Founder at Enryo Limited

The role of digital wallets in promoting financial inclusion

Financial inclusion is the ability of individuals and businesses to access affordable and appropriate financial services. It is essential for economic development and poverty reduction. However, billions of people around the world remain unbanked or underbanked, meaning they do not have access to formal financial services. Digital wallets are a ty...

/payments /inclusion Imagine a world without cash

Kevin Greene

Kevin Greene CEO at Tassat

The Future of Payments is Real-Time

Real-time payment networks work around-the-clock and offer many benefits, from flexibility to security. Instantaneous payments are already bringing vast improvements to the financial services ecosystem, as traditional payment methods like checks or ACH transfers have historically been inefficient and carry an increased risk for fraud incidence. Th...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How Indians Can Make UPI Payments Abroad?

For any Indian travelling to any part of the world, shopping is a must, and using other payment modes can sometimes be a headache. But now, for Indians, it is easy to enjoy the benefits of UPI (Unified Payments Interface) outside India. The Unified Payments Interface (UPI) has emerged as a prominent payment system in India, with no charges or minim...

/payments Banking

Eli Talmor

Eli Talmor CEO at ID-Bound

E-Commerce on social media and Fraud Prevention.

Introduction. Many people and businesses sell products through social media platforms. It's a common practice and can be quite successful. To get started, you'll typically need to create a business profile or page on the platform, showcase your products, engage with your audience, and set up a way for customers to make purchases, such as through a...

/payments /crime E-commerce

Retired Member

Retired Member 

Why Banks Need to Decouple Their Payments Processing Value Chain

The traditional payments processing model for account-based payments is under unprecedented strain amid diminishing profit margins, increasing competition from fintechs, and rising costs. These challenges are only set to compound in a fragmented ecosystem marked by economic and geopolitical uncertainty, increasing regulatory demands, and rapidly e...

/payments /sibos Banking

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