1040 Results from /inclusion
Retired Member
Humans are short-term focused Ever since we were little, our (grand)parents have been pushing us to save more money for unexpected costs. The funny thing is that although many of us understand the concept of ‘saving for a rainy day’, we are still tempted to spend our money on short-term happiness such as luxury goods, holidays and restaurants. Why...
08 May 2018 /ai /inclusion Fintech innovation and startups
There’s mounting evidence that the financial services sector is starting to come to grips with the chatbot hype. The recent decision of automated savings fintech Digit to scrap their chatbot made headlines, but was not entirely surprising. What’s even more telling is that we are not seeing many successful widescale deployments of “conversational
01 May 2018 /retail /inclusion Digital Banking Trends
Worth over $600 billion to global economies (over $400 billion of that is to developing nations), remittances are big business, and act as a lifeline for millions across the developing world. Yet, despite all attentions on the massive impact that Open Banking will have on banks, consumers and economies, the industry mustn’t forget about one major ...
30 April 2018 /payments /inclusion Financial Inclusion
Graham Seel Principal Consultant at BankTech Consulting
Technology is essential if linkage is to work for savings group members and for banks. But what technology? A soon-to-be-published report for World Renew documents my research on Savings Group linkages to FSPs. One of the areas I explore is the role of technology in creating sustainable, profitable and effective linkage. Technology to Redu...
27 April 2018 /inclusion Financial Inclusion
The simple answer: Savings Groups plus access to a formal Financial Services Provider (FSP). Sometimes! A soon-to-be-published report for World Renew documents my research on Savings Group linkages to FSPs. The key question is whether, when and how to link Savings Groups (such as the CARE Village Savings and Loan model) to formal providers like ban...
21 April 2018 /inclusion Financial Inclusion
Marina Evseeva Head of Business Development at International investment group of companies
Keeping up to speed with trends in technology takes time and effort, especially when it comes to financial technology or fintech as it is commonly referred to as. Money is streaming in to fintech, and everything from how we bank to how we make purchases is changing. Everyone is excited, from entrepreneurs to the man on the street, but it is vent
16 April 2018 /inclusion Fintech
Millennials, often termed the ‘me generation’, are some of banking’s most valuable and most demanding customers. Driven by service quality, personalization and price, they expect to be the focal point of their financial service provider’s attention, at all times. Meeting and exceeding their ever-growing demands is going to require ‘someone’ very s...
03 April 2018 /ai /inclusion
While the citizens of Norway, Finland, and Denmark all have at least one bank account, there are developing countries like the Central African Republic, Niger, and Madagascar, where the percentage of the unbanked population rises well above 85%. The poverty rates in such places are quite high, and is part of a vicious circle, since the inability t...
25 March 2018 /inclusion Financial Inclusion
Alfred Hannig Executive Director at Alliance for Financial Inclusion
Greater access to financial services for women is considered a key enabler for Gender Equality and Women Empowerment, one of the 17 ambitious Sustainable Development Goals (SDGs). The momentum for financial inclusion of women is indeed increasing and this topic is receiving a growing amount of attention in global debate on economic, social and de...
19 March 2018 /inclusion Financial Inclusion
Ron Delnevo Chair at UK Cash Supply Alliance
I was in Parliament the other week, in a Committee Room, listening to a lot of promises being made by the LINK ATM Network. The promises boil down to the claim by LINK that they will never let any town be without an ATM. Do you remember the “we won’t close the last bank branch in town” promise? It didn’t last - and nor will LINK’s. I have been in C...
06 March 2018 /payments /inclusion Financial Services Regulation
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