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Retired Member

Retired Member 

Technology at the heart of new lending models

The short to medium term lending market is diverse, comprising customers entering the credit market for the first time as well as those re-entering. The first-timers often include students or migrants who have no credit history and need to establish a line of credit before they can apply for a larger loan or achieve a more significant investment,...

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Rob De Dominicis

Rob De Dominicis CEO and Managing Director at GBST

Financial wellbeing crucial to personal wellbeing

A study by Barclays on financial wellbeing in the workplace found that almost half of us (46%) worry about money and for one in five it affects our sleep and our performance at work. Clearly our personal wellbeing is closely linked to our financial wellbeing. As Mr Micawber famously says in Charles Dickens’ David Copperfield, “Annual income twenty ...

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Retired Member

Retired Member 

UK FinTech Bridge to China

Today it is another significant milestone for the UK FinTech ecosystem as the Financial Conduct Authority (FCA) signed the Co-operation Agreement with the People's Bank of China. The purpose of this agreement is to provide a framework for co-operation between the parties with respect to promoting innovation in financial services. The Agreement set...

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Retired Member

Retired Member 

The next stage of fintech: war or peace?

Fintech is at a crossroads. On one hand, you have large traditional banks and a financial services industry with annual revenues of $5trillion; on the other, exciting young fintech firms looking to shake-up the financial industry, worth just $20billion, but growing fast. Legacy players cannot avoid the fact that fintech businesses are growing thei...

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Raj Singh

Raj Singh Executive Director at Finova360

Untapped Banking Opportunities In Africa

There are huge, untapped banking opportunities in Africa and banks in the region need to step up to succeed. Retail banking in Africa is far from straightforward. As the world’s second largest and second most inhabited continent, with over a billion people spread across 56 countries, there are a wide variety of trends that are shaping the retail f...

/retail /inclusion

Saurabha Sahu

Saurabha Sahu Senior Solution Consultant at Wipro Limited

An Innovative Financial Platform for Banking: Single Window Finance

This document is intended towards Banks, Financial Regulatory Authority and the Information technology organizations, who are working towards the innovative solution providing for the financial ecosystem. This document also will provide an innovative solution for an individual, Small Corporate, Proprietary and Partnership organizations, who are una...

/inclusion Innovation in Financial Services

Retired Member

Retired Member 

The impact of Brexit on Fintech in the UK

London has earned its title “Global Fintech City”, boasting a strong financial centre for successful tech-startups in the UK and a key regulator of the global fintech community. Brexit is hot news in the UK history and is sparking many debates over the future of many industries with financial institutes thinking of moving their operations overseas...

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Richard Carter

Richard Carter Managing Director at Equiniti Credit Services

Why are we more interested in how many steps we take rather than our credit score?

We live in a world where an ever growing amount of us have Fitbits, Jawbones and other tracking devices that are increasingly measuring and comparing our physical performance. We know how many steps we take, how many calories we’ve consumed (and expended), what our sleep patterns have been and, of course, how much we weigh. This rise of the quan

/retail /inclusion Innovation in Financial Services

Retired Member

Retired Member 

It's time to accept the reality of Brexit

Like it or not, Brexit is here to stay. Whichever way you voted on 23rd June, the short-term consequences are starting to become clear – even if the long-term effects of leaving the EU have left opinions divided. How the situation will look in two, five and even ten years’ time is frankly anyone’s guess. For millennials however, there are two imme...

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Rob De Dominicis

Rob De Dominicis CEO and Managing Director at GBST

Should we fear Pensions ISAs?

The idea of Pensions ISAs was raised earlier this year; to make pensions more like ISAs where contributions are taxed but gains and withdrawals are tax free. This is opposite to the current pension system where tax relief is paid on contributions, gains are subject to a lifetime limit and withdrawals (excluding the first 25% and small pots) are ta...

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