865 Results from /inclusion
Retired Member
I have heard many commentators state that the millennial investor is a rare breed. They are too focused on the here and now to worry about investing to grow their wealth for the future. Five years ago I could understand this view point but the tide has now significantly changed. This is driven by two key factors as far as I can see it: The older ...
07 August 2017 /inclusion Trends in Financial Services
25 JUL 2017 Disclaimers: I am not a disinterested commentator. At my company, we compete with the model of the banks. We are not anti-borrowing. People need to borrow to fund all sorts of things in their lives. Credit is useful and often a force for good. In moderation. I am pro-bank. Without the banks, there could be no economy, no prosperity, no...
25 July 2017 /retail /inclusion Fintech innovation and startups
P2P lending is a relatively new kid on the block of alternative lending. Though the industry is still in a nascent stage, the p2p platforms have managed to cause their fair share of disruptions. Are these tech savvy trendsetters really a threat to the traditional lending tycoons such as NBFCs, and MFIs? Well, let's find out! What is P2P lending? ...
22 July 2017 /inclusion Fintech
Across multiple industries, the issue of late payment is often a cause for concern. In the retail trade in particular, headlines featuring struggling small businesses and lengthy delays are a regular occurrence. We welcome the news of prompt payments to SMEs, such as that seen recently by Asda. The supermarket giant has announced it is putting sm
11 July 2017 /payments /inclusion Financial Supply Chain
In less than six months’ time (January 3rd, 2018), banks will need to be fully compliant with MiFID II regulatory obligations. In her second blog on the topic, Laura Glynn, Fenergo Director of Regulatory Compliance, explores the six key areas where MiFID II will impact the Client Lifecycle Management process. A wide-ranging and complicated regulat...
20 June 2017 /regulation /inclusion Financial Risk Management
This year started out to be yet an exciting one for Financial Technology, I think it is safe to say 2017 is “the year of Fintech”. I support my statement by drawing attention to the growing interest in these solutions among traditional retail banks. The consumer wants their life to be as mobile as possible, so even the traditional banks have been ...
16 May 2017 /inclusion Fintech innovation and startups
In April this year the European Banking Authority released their final RTS draft for PSD2 to be presented to the European Parliament. Many European Fintech companies feel that the draft does not stay true to the principle of equal playing field that PSD2 was originally intended to provide. To make our voice heard, an association has been formed c...
09 May 2017 /regulation /inclusion Electronic Bank Account Management
It can be a fool’s errand trying to accurately predict the future. In 1955 Alex Lewyt, president of the Lewyt Vacuum cleaner company, predicted “Nuclear powered vacuums will probably be a reality within 10 years.” There are many examples of technology predictions that haven’t quite got it right in hindsight – look at computers, cars, the telephone...
19 April 2017 /payments /inclusion Trends in Financial Services
Michael Pearson Founder at Clarus Investments
M-PESA in Kenya is widely regarded as an outstanding success in mobile money. The service has around 17m active customers and in 2016 generated about $400m in revenue for Safaricom, its parent company. It is therefore interesting to reflect on how this success has impacted the banks in Kenya which have largely ceded the basic money transfer market...
18 April 2017 /payments /inclusion Financial Inclusion
Shriyanka Hore MD, Market Infrastructures and Standards Services at Swift
Any institution that works to establish financial inclusion takes on the role of becoming a emissary of trust - trust in the economy . To establish the first level of trust for the unbanked is one of the biggest challenges across third world economies. Postal networks have often been the most effective tools of establishing inclusion and yet rema...
21 March 2017 /retail /inclusion Financial Inclusion
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