842 Results from /inclusion
Retired Member
The short to medium term lending market is diverse, comprising customers entering the credit market for the first time as well as those re-entering. The first-timers often include students or migrants who have no credit history and need to establish a line of credit before they can apply for a larger loan or achieve a more significant investment,...
23 November 2016 /retail /inclusion
Rob De Dominicis CEO and Managing Director at GBST
A study by Barclays on financial wellbeing in the workplace found that almost half of us (46%) worry about money and for one in five it affects our sleep and our performance at work. Clearly our personal wellbeing is closely linked to our financial wellbeing. As Mr Micawber famously says in Charles Dickens’ David Copperfield, “Annual income twenty ...
15 November 2016 /inclusion
Today it is another significant milestone for the UK FinTech ecosystem as the Financial Conduct Authority (FCA) signed the Co-operation Agreement with the People's Bank of China. The purpose of this agreement is to provide a framework for co-operation between the parties with respect to promoting innovation in financial services. The Agreement set...
11 November 2016 /inclusion
Fintech is at a crossroads. On one hand, you have large traditional banks and a financial services industry with annual revenues of $5trillion; on the other, exciting young fintech firms looking to shake-up the financial industry, worth just $20billion, but growing fast. Legacy players cannot avoid the fact that fintech businesses are growing thei...
Raj Singh Executive Director at Finova360
There are huge, untapped banking opportunities in Africa and banks in the region need to step up to succeed. Retail banking in Africa is far from straightforward. As the world’s second largest and second most inhabited continent, with over a billion people spread across 56 countries, there are a wide variety of trends that are shaping the retail f...
07 November 2016 /retail /inclusion
Saurabha Sahu Senior Solution Consultant at Wipro Limited
This document is intended towards Banks, Financial Regulatory Authority and the Information technology organizations, who are working towards the innovative solution providing for the financial ecosystem. This document also will provide an innovative solution for an individual, Small Corporate, Proprietary and Partnership organizations, who are una...
04 November 2016 /inclusion Innovation in Financial Services
London has earned its title “Global Fintech City”, boasting a strong financial centre for successful tech-startups in the UK and a key regulator of the global fintech community. Brexit is hot news in the UK history and is sparking many debates over the future of many industries with financial institutes thinking of moving their operations overseas...
31 October 2016 /inclusion
Richard Carter Managing Director at Equiniti Credit Services
We live in a world where an ever growing amount of us have Fitbits, Jawbones and other tracking devices that are increasingly measuring and comparing our physical performance. We know how many steps we take, how many calories we’ve consumed (and expended), what our sleep patterns have been and, of course, how much we weigh. This rise of the quan
24 October 2016 /retail /inclusion Innovation in Financial Services
Like it or not, Brexit is here to stay. Whichever way you voted on 23rd June, the short-term consequences are starting to become clear – even if the long-term effects of leaving the EU have left opinions divided. How the situation will look in two, five and even ten years’ time is frankly anyone’s guess. For millennials however, there are two imme...
10 October 2016 /inclusion
The idea of Pensions ISAs was raised earlier this year; to make pensions more like ISAs where contributions are taxed but gains and withdrawals are tax free. This is opposite to the current pension system where tax relief is paid on contributions, gains are subject to a lifetime limit and withdrawals (excluding the first 25% and small pots) are ta...
19 September 2016 /inclusion
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