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Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

How to torpedo the Catalonian economy, in about 25 minutes

Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-value payments are made and received through TARGET2, domestic low-value through Iberpay, and cross-border low-value through Iberpay and EBA STEP2. Bank...

/payments /inclusion Fintech innovation and startups

Tim Carmody

Tim Carmody VP Network Services Engineering at IPC

Optimising cloud solutions through the use of private networks

Cloud-based applications have come into the forefront and offer a lot of advantages for flexibility, simplified deployment, upgrade and support. But as new cloud offerings continue to dominate and push further into the capital markets and business-critical systems, customers and the overall market are also beginning to look more closely at risks i...

/inclusion Fintech

Chris Principe

Chris Principe CEO at APB, Inc.

ICOs and I Don't Knows

ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Crisis of 2008-09. Just before the Financial Crisis, we were literally dancing in the ballrooms of Austrian emperors. Within months, some of the bigges...

/sibos /inclusion Finance 2.0

Crystal Berry

Crystal Berry Marketing Manager at Validis

Why Data is the Cornerstone of the Future

Oil is Out – Data Now Fuels the World A recent Economist article likened data to oil, highlighting how – like oil – data is a power that dictates so much about how our modern world functions. And, as we frantically attempt new ways to access oil, we also tirelessly attempt ways to assert ownership over data in order to harness its power. And, lik...

/inclusion Fintech

Manoj Kheerbat

Manoj Kheerbat Founder and CEO at Gropay

Is the future of payments happening in India now?

Is the future of payments happening in India now? Forget cards, forget smartphones, in India it’s possible for a consumer to authorise and authenticate a payment with their fingerprint. Is this the future of payments? India ban on high denomination cash The recent ban on cash in India received a lot of press as the Indian government banned high ...

/payments /inclusion Payments strategies 2015-2020-2030

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS AND THE DIGITAL AGILE AGING MARKET

At a recent Microsoft UK, Local Government Partner event, there was some excellent insight on the Digital Agile Aging Market. The key note speaker Ian Spero, Founder of the Agile Aging Alliance, recently published a paper called ‘Neighbourhoods of the Future” in collaboration with McCarthy & Stone. The purpose of the report was to connect dig...

/regulation /inclusion Futuristic Banking

Retired Member

Retired Member 

Using Fingerprints to Bank the Unbanked

Our identity proves more than just who we are – it is also our key to obtain access to financial services, government benefit programs, healthcare, and other services. Access to these services are crucial for anyone but can be especially beneficial to low-income individuals seeking assistance. However, these individuals (especially those in develo...

/inclusion

Retired Member

Retired Member 

Guide to implementation of client suitability and appropriateness framework for MiFID II

Introduction The genesis of the Client suitability and appropriateness framework lies in Markets in Financial Instruments Directive (MiFID II) regulation. MiFID II is scheduled to be implemented in January 2018. The aim of MiFID II is to increase efficiency and transparency in the European financial markets and to increase protection for investor...

/regulation /inclusion MiFID

Retired Member

Retired Member 

The evolution of cash

For years we’ve been reading stories about the imminent death of old-fashioned notes and coins and how we’re all going to be spending money via digital wallets and smartphones as hard currency becomes obsolete. But while pundits claim we will see a cashless society by 2020, in today’s world, cash is still king, particularly in the US where it has...

/inclusion

Retired Member

Retired Member 

Volcker rule and the recent updates

Volcker Rule is a federal regulation that restricts banks from making speculative investments with their own customers’ accounts. The rule was proposed by former US Federal Reserve Chairman Paul Volcker as part of section 619 of Dodd-Frank Wall Street Reform and Consumer Protection Act to avoid financial stability similar. The decision for taken t...

/regulation /inclusion

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