Retired Member
Digital transformation of marketing channels has brought a change in consumer expectations. Going digital calls for revised culture and process of work. Industries across sectors are reaping the benefits of digitization. A digital transformation in the insurance industry refers to an outside-in approach in line with a customer-centric view of the b...
27 May 2016 /inclusion Innovation in Financial Services
Graham Seel Principal Consultant at BankTech Consulting
Like any new technology, blockchain is morally neutral. It can be used to decrease costs and inflate bank profits. It can be used to expand the reach of financial services to the world’s poorest people. It was refreshing to listen to today’s BrightTalks webinar “Blockchain: a Power for Good?” The session was moderated by Fintech consultant Diana
26 May 2016 /inclusion Financial Inclusion
Jamie Campbell Commercial lead at Bud
Former Treasury Secretary Larry Summers has come out and said that uses of blockchain, the technology underpinning Bitcoin, is "overwhelmingly likely" to change the financial industry.* Large companies could change their systems to blockchain - sometimes called 'distributed ledger technology' - making them run more efficiently. It could ...
10 May 2016 /regulation /inclusion
Last month myself and a colleague made a trip over to Stockholm, Sweden as part of an ATM Innovation Forum hosted by our company. This represented a very interesting opportunity to firstly meet with the country's ATM operators and financial institutions, as well as first hand observe and analyze the much hyped apparent move of Sweden becoming the...
06 May 2016 /retail /inclusion
At the age of fifteen, my parents set me up with a bank account. A place where I could get pocket money put in and keep it safe.safely keep and get money, and a place where an employer could pay money into (and the occasional pocket money donations). I am twenty six now, has my bank changed the way it acts towards me? The answer is no. But that
04 May 2016 /retail /inclusion
John Doyle Director at The Payments Business
Don't worry I'm not going to berate you to leave or stay. I'm more interested in how politicians have positioned the issues for us to discuss and the confusion they have caused. What I've tried to do is simplify the arguments. To me Brexit is about three things: Trade Immigration Political Union Of these I think that political union is the mor...
26 April 2016 /regulation /inclusion Trends in Financial Services
Think of this as a Hyde Park Corner moment. I get passionate about things. It drives my wife crazy. As a long-time banker and technologist, I want to see banking transformed by digitization. As a human being, I want to see relevant and affordable financial services for everyone. Sometimes these two passions have seemed to be in conflict. Banks view...
06 April 2016 /inclusion Innovation in Financial Services
Lee Britton Commercial Director at Prepaid Financial Services (PFS)
According to the World Bank, there are 2 billion unbanked adults globally. While this has reduced from 2.5 billion in 2011 thanks to new products and services becoming available that serve this market better, there is still a long way to go before the goal of universal financial access by 2020 is attained. The issue of providing banking services...
05 April 2016 /inclusion
George Osborne hopes to make London a fintech leader, but the Brexit threatens the industry’s survival. Why would Britain champion this booming industry only to destroy it? Modern politics is all about simple opposites and simple solutions: left vs right, save vs spend, and now, in vs out. The black and white nature of politics, at its worst, is st...
04 April 2016 /security /inclusion
Reghunathan Sukumara Pillai Consultant at Infosys
Digitalization involves exploring business models and platforms using digital technologies, devices or techniques to yield several benefits in various aspects of life. Digital solutions can simplify a country’s security and intelligence systems, and its economy and infrastructure, to name a few. For citizens, digitalization promises much needed im...
29 March 2016 /inclusion
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