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Amita Choudhary

Amita Choudhary Marketing Manager at Princeton Growth Accelerator

The Impact of the Coronavirus on Mortgage Refinancings

Many markets were hit hard by the Coronavirus pandemic. The effects are still manifesting in some areas, and it will take some time to fully understand the implications of what has happened during those couple of years. And as many people have found themselves hit hard by the situation, it’s become crucial to take a long, hard look at the way we c...

/inclusion Personal Finance

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The US Republican Party will start accepting cryptocurrency donations

According to the political news site, Axios, the National Republican Congressional Committee (NRCC) — the principal fundraiser for the US Republican Party — is to start accepting Bitcoin and cryptocurrency donations. The NRCC itself will not be holding the cryptocurrency but will be converting it into dollars via an exchanger. But the FEC has expre...

/inclusion /crypto Cryptocurrency Insights

Michael Ault

Michael Ault CEO at UTP Group

Why financial inclusion needs to reach excluded cash-heavy sole traders

While we applaud efforts to promote financial inclusion and encourage uptake of non-cash payments in the wake of the Covid-19 pandemic, the financial industry and government bodies need to remember a crucial sector of society that’s in danger of being left behind – the small businesses that are the backbone of any nation’s economy. There are curre...

/payments /inclusion Financial Inclusion

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For the first time in the world, Bitcoin has become the official currency

El Salvador is the smallest country in Central America by area, it is washed over by the Pacific Ocean and often called the land of lakes and volcanoes. An otherwise unremarkable nation went down in history by taking an unprecedented step and adopting bitcoin as legal tender, as announced by President Nayib Bukele on Twitter. The law was passed by ...

/inclusion /crypto Cryptocurrency Insights

Simon Dimoni

Simon Dimoni Remittance and Crypto Payments at HollaPay

5 Tech Trends That Are Shaking Up The Financial Sector

Above image credit: Pixabay The use of fintech or financial technology is becoming increasingly widespread. Chances are that you’re using it, too, even if you don’t realise it. The developments in this area are a pretty positive thing, designed as they are to make personal financial management easier and improve financial literacy. As fintech ex

/retail /inclusion Banking Strategy, Digital and Transformation

Louisa Murray

Louisa Murray COO Europe at Railsbank

Embedded finance and 'DIY wealth management' can drive a more equitable digital economy

Discussions around mental health and wellbeing have been thrust into the spotlight lately, and with good reason when you consider the impact of repeated lockdowns and the economic chaos introduced by COVID-19. Managing your money appropriately is undoubtedly a significant source of stress in these strange times. A recent study by Metro’s ‘Mentally ...

/wealth /inclusion Open Banking

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Invoice Financing 101: What is Invoice and Receivables Financing?

It’s undeniable that the pandemic has been especially hard on small to medium enterprises, or SMEs. While multinational corporations like Amazon and Tesla have grown astronomically over the pandemic, small disruptions, like late payments on invoices which are typically survivable in normal times, are causing many SMEs to go out of business. Althou...

/sustainable /inclusion Financial Supply Chain

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

CBDC - The new kid on the block

A very hot topic at the moment are the so-called CBDCs, short for "Central Bank Digital Currencies". These are the recent reply of central banks to the continuing success of crypto-currencies like Bitcoin and Ether(eum). After the unsuccessful attempts of several governments to restrict or even ban these crypto-currencies, there is more ...

/payments /inclusion Cryptocurrency Insights

Adam Lieberman

Adam Lieberman Chief AI Officer at Finastra

Why fairer AI is essential for long-term survival

An important consideration for data scientists, businesses, and society as a whole, today centres on how we might establish AI as an indisputable and indispensable force for good in the world. For years, we have seen stories of bots and machines taking over the job market, discriminatory facial recognition technology, and few of us will forget the...

/retail /inclusion Artificial Intelligence and Financial Services

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What to expect after Bitcoin price stops nosediving

At one point on Wednesday, May 19, Bitcoin plunged 30% to near the $30,000 mark (a new low since February) before climbing back 8%. Altcoins suffered even bigger losses. Ethereum price crashed 46% on May 19 as it dipped from $3,441 to $1,850 (a day earlier, the 15% fall stopped at $2.9k). Just a day ago, Binance was trading at $432 — more than 37%...

/inclusion /crypto Cryptocurrency Insights

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