Join the Community

21,836
Expert opinions
43,992
Total members
449
New members (last 30 days)
210
New opinions (last 30 days)
28,636
Total comments

Latest expert opinions

clear
clear

842 Results from /inclusion

David Hensley

David Hensley Founder at Enryo Limited

The rise of the credit union.

Credit unions are member-owned, non-profit financial cooperatives that provide a wide range of financial services, including everyday banking, and savings accounts, loans, credit cards, and investment products. According to the latest statistics from the Association of British Credit Unions Limited (Abcul), there were 246 credit unions in the UK. ...

/retail /inclusion Financial Inclusion

Rajat Deshpande

Rajat Deshpande CEO and Co- founder at FinBox

The Future of Borrowing: Mutual Gains Through Credit Flexibility for Lenders and Borrowers

Any product is created to fill a gap experienced by an ideal customer persona. Loans, for example, are offered to customers facing financial difficulties or cash flow crunches. However, they often come in such rigid packages that their one-size-fits-all approach may undermine the very purpose for which they were designed. Term loans aim to solve f...

/startups /inclusion Fintech World

Lydia Coyle

Lydia Coyle Management Consultant at Woodhurst

The Modern Mutual - Launching Innovative Products at Pace

How long does it take Building Societies to update products on the back of rate changes? Rapidly responding to market rate changes is critical for staying competitive, maintaining commercial stability and demonstrating that you are doing the right thing for your members. Speed matters: Being swift in updating your product offerings to reflect rate...

/people /inclusion Financial Transformation

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

How Can Closed Loop Wallets Help Online Merchants?

Hello there, e-commerce enthusiasts! If you own an online store, you understand how critical the checkout experience is to the success of your company. And this is where the unsung hero of internet purchasing, the closed-loop wallet, enters the picture. Why Are Closed Loop Wallets Required for E-commerce Platforms? Closed-loop wallets are transfo...

/regulation /inclusion Fintech World

Edward Maslaveckas

Edward Maslaveckas CEO at Bud

Combining open banking and AI to level the playing field for households

Today, consumers and households are faced with mounting economic pressures, as they continue to struggle through the unpredictable financial shifts of the past eighteen months. The FCA’s Financial Lives survey found that the number of people struggling to meet bills and credit repayments had gone up by a staggering 3.1m at the beginning of 2023 (1...

/startups /inclusion

Lydia Coyle

Lydia Coyle Management Consultant at Woodhurst

The Modern Mutual - Empowering Colleagues to Deliver Excellence

Are Building Society colleagues doing high-value tasks that drive success of the organisation? "I want employees to have more time to provide good outcomes to the customer rather than doing lots of manual work. I want the customer experience and the employee experience to be as frictionless as possible." - Phillippa Cardno, CEO of Newbury...

/people /inclusion Financial Transformation

Vimla Jai

Vimla Jai Vice President New Initiatives at National Bank of Pakistan

Can CDBC be the bedrock of the financial revolution in Pakistan?

In a world rapidly evolving towards a digital future, the role of Central Bank-issued Digital Currencies (CBDCs) is gaining prominence. As we explore this groundbreaking development, it is essential to consider the impact, potential opportunities, and challenges that CBDCs present. The Unbanked Population: A Critical Concern Pakistan, like many ot...

/inclusion Change Management

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

Following the cross-border payments roadmap – together

An effective global payments ecosystem must unlock socioeconomic benefits for economies across the globe – no matter the size or remoteness. Empowering efficient cross-border payments offers opportunities for widespread financial inclusion for everyone from businesses to consumers. In 2020, the G20’s Financial Stability Board (FSB) underscored the...

/payments /inclusion

Dmitriy Shcherba

Dmitriy Shcherba Digital Content & PR Executive at Wallet Factory

The Future of FinTech in Latin America 2023: Insights and Opportunities

Latin America's FinTech industry is experiencing significant growth and transformation, with the region presenting vast potential for further development. Recent reports here on Finextra have highlighted the flourishing nature of the Latin American fintech market, with a surge in new entrants and substantial venture capital investment. The market

/payments /inclusion Digital wallets & loyalty programs for businesses

Retired Member

Retired Member 

The trend of the times or how decentralized financing is displacing banks

Have you ever heard of decentralized finance? I bet that not many readers of these lines understand what it is and how it can make life easier when it comes to daily payment transactions. The very idea of the DeFi system is a new vision of calculation and exchange in the digital world. It is essentially a new financial technology based on secure d...

/payments /inclusion Banking Strategy, Digital and Transformation

Now Hiring