/Innovation
Wiebe Ruttenberg, head of market infrastructure division, European Central Bank, Wolf Kunish, head of financial processing and software licensing and CEO Germany/CEE, Worldline, Kari Kemppainen, senior economist, oversight of market infrastructure division, Bank of Finland and Jürgen Bott, professor, Kaiserslautern University discuss what is next for transaction banks now that the Sepa era has started.