Latest opinions that Harriet Christie has shared on Finextra

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Harriet Christie

Chief Operating Officer

Mirrorweb

Member since

06 Jan 2022

Location

Manchester

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Harriet's opinions

Gurbir Grewal and 'A Culture of Proactive Compliance'

When a new year begins, it’s natural to reflect on our direction and make improvements where we can. This doesn't just apply to individuals, but organizations too – it's a clean slate across the board. As we enter 2024, the Director of the SEC’s Division of Enforcement, Gurbir Grewal, is focused less on resolutions, and more an actual revolution. ...

17 January 2024 /regulation /wealth Fintech

How the SEC keeps raising the stakes on mobile messaging

When JP Morgan Chase was fined $200 million for recordkeeping failures in 2021, it felt monumental. While ‘ephemeral messaging’ penalties were admittedly a new proposition, the size of the levy should have drawn a line in the sand and led to a tectonic shift in compliance procedures for financial services organizations. What has unfolded since has...

08 November 2023 /regulation /wealth Regulatory Reporting

How Regtech platforms can adapt to the modern working world

While communications surveillance has become a more pressing requirement in recent years, the truth is that most of the current generation of platforms was built 20 years ago. Society has changed a lot since then, both in terms of our technological capabilities and the ways in which we communicate. It’s important that compliance tools keep up with...

11 October 2023 /regulation /wealth RegTech

Communications surveillance: A company-wide consideration

The Securities Exchange Commission’s (SEC’s) primary function is to protect investors, by drafting and enforcing regulations which hold firms accountable for their actions. One fundamental example of this is that all interactions between brokers and investors must be scrutinized, to ensure no wrongdoing. The prevalence of digital communications i...

28 July 2023 /regulation /wealth RegTech

ChatGPT, compliance, and the impending wave of AI-fuelled content

As digitalization continues to permeate everyday life, data archiving has become increasingly vital for a variety of reasons. With the emergence of ChatGPT, an artificial intelligence-powered chatbot, the landscape has again shifted dramatically. But what are the implications of this breakthrough, and how will it impact digital archiving? What is C...

21 April 2023 /regulation /cloud Data Management and Governance

Digital Archiving Trends 2023

In 2023, digital archiving finds itself planted firmly in the corporate spotlight. The volume of data being consumed is growing rapidly in all facets of life, and certainly in the workplace. We have seen a proliferation of platforms and digital channels being used by businesses, particularly post Covid-19, and while the sheer volume of informatio...

16 February 2023 /regulation /cloud Data Management and Governance

A Guide to Website Archiving 2023

Across all sectors, organizations are steadily publishing more and more content online. This has become even more prominent post-pandemic, as the global community shifted online to overcome the physical limitations placed upon them by lockdown. Websites are used to sell products and services to clients, to publish and share sales and marketing mat...

16 January 2023 /regulation /startups RegTech

Financial Services’ Inconvenient Need for WhatsApp Archiving

In September 2022, the Securities Exchange Commission (SEC) and Commodity Futures Trading Commission (CTFC) reached settlements totalling around $1.8 billion with 12 of Wall Street’s leading investment banks. The prominent institutions, which included Morgan Stanley, Citigroup, Goldman Sachs and Bank of America, were penalized for failing to monit...

03 January 2023 /regulation /crime RegTech

FCA New Consumer Duty: The Role of Data Archiving

The UK Financial Conduct Authority’s (FCA’s) latest strategy document sets out its overarching strategy for the next three years, with the new Consumer Duty being the ‘cornerstone’. The long-awaited overhaul signifies a pivotal moment in UK financial services, as the regulator attempts to modernise the framework through which the sector is govern...

09 November 2022 /regulation /retail Financial Services Regulation

RegTech: Three Increasingly Regulated Industries

Regulatory technology (RegTech) companies perform exactly the function you’d expect; they provide technology which is used by businesses to manage and enhance regulatory processes in order to achieve and prove compliance. It’s a sector which is now growing at a pace of 19.5 percent annually, and is expected to hit $21.73 billion by 2027, according...

14 October 2022 /regulation /cloud RegTech