Latest opinions that Bo Harald has shared on Finextra

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Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Member since

04 Nov 2008

Location

Helsinki Region

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Bo's opinions

Soft minds with hard shells - the innovative way forward

I listened to an eminent presentation of the reasons why rigid systems are not enabling adopting to fast changing circumstances and needs in businesses, the public sectors and at home. For that we need the AI-agents - rapidly become capable of seeing the unseen opportunities and locate the data needed in business and life events - increasingly as ...

27 April 2025 /ai /identity Artificial Intelligence and Financial Services

It is not a good idea to focus on everything

The world needs sound and strong political leadership more than ever before. For European leaders it means to: 1. Defend Ukraines freedom and once and for all stop Russian imperialism. 2. Take strong global actions against global warming. 3. Raise se the EU competitiveness and security by using the Trust infrastructure as a fundament for taking...

26 April 2025 /ai /identity Artificial Intelligence and Financial Services

ID-wallets and AI-agents together. No-brainer by now?

My posts listed below probably describe the sun rising (a lot of repetition of course). The point being that ID-wallets are needed for security, trust, speedy adoption and getting legally binding deals - that only legal and natural persons can do. Newest on top. https://www.finextra.com/blogposting/28301/id-wallets-integrating-ai-agents---or-the-...

22 April 2025 /ai /identity Innovation in Financial Services

ID-wallets integrating AI-agents - or the other way around?

Both directions are being explored right now, but they lead to slightly different futures. 🧠 1. ID Wallets Integrating AI Agents This means the wallet is the core product, and AI agents are embedded within it to assist the user. 📌 Examples: An AI assistant inside your digital ID wallet helps you decide which credentials to share

17 April 2025 /ai /identity Innovation in Financial Services

ChatGPT beats me - hands down

Certainly improved my "Why AI Agents Should Have Identity Wallets" As AI agents become more integrated into workflows, services, and digital infrastructures, their trustworthiness and interoperability become critical. Identity wallets are the key to ensuring both. AI agents are of limited utility unless they can: Be trusted through veri...

15 April 2025 /ai /identity Innovation in Financial Services

Paradigm shifts with mobile devices

Mobey Forum was founded 25 years ago. We had a planning meeting today for the founders' panel discussion at the meeting hosted by UBS in Zurich in June. My input: In year 2000 we were working for a paradigm shift in banking – a joint effort between leading banks, VISA, Nokia, Ericsson, Motorola and many others to take payments and other e-bankin...

15 April 2025 /ai /identity Innovation in Financial Services

AI-agents should have ID-wallets

Why? Because they are of limited use unless they can be trusted and be interoperable with your own organisational and personal ID-wallet and other AI-agents. Your customers, suppliers, the public sectors and your staff will have ID-wallets and thus be able to interact with them as instructed. It should also be underlined that even if AI agents...

14 April 2025 /ai /identity Innovation in Financial Services

ID-wallet and AI-agent - the dynamic duo. I asked AI. It agrees with me..

I asked AI how SSI principles in practise can support AI applications- before the AI-agent hype did change the scene.. (lower down about the dynamic duo).. Repost with comments at +++ "Self-Sovereign Identity (SSI) +++the base for EUDIwallet work+++ can be immensely supportive for AI applications in variou...

12 April 2025 /ai /identity Innovation in Financial Services

We know where we are heading. Why not get going..

We know that trust is needed more than ever before and that it is critically important for the AI-revolution. We know that trust will be built with identity building verifiable credentials. We know that all organisations and most citizens will have general purpose wallet applications very soon to be able to send and receive the credentials. We know...

11 April 2025 /ai /identity Innovation in Financial Services

The tale of two ladders for Mr Same Guy

ChatGTP understood me and wrote: “In a world where data flows like rivers but trust is dammed up behind bureaucratic walls, there lives Mr. Same Guy. By day, he's an employee — filing reports, logging into systems, juggling approvals. By night, he’s just himself — paying bills, accessing health records, verifying who he is to various services. In t...

07 April 2025 /ai /identity Innovation in Financial Services

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