Latest opinions that Paul Marcantonio has shared on Finextra

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Paul Marcantonio

Head of UK/Western Europe

Ecommpay

Member since

23 Nov 2018

Location

London

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Paul's opinions

What are the payment alternatives in 2024?

Card schemes were planning to increase fees, according to reports last autumn. Then the UK Payment Systems Regulator (PSR) announced in December 2023 provisional proposals to introduce a price cap for cross-border interchange fees. What’s the alternative? A perennial hot potato Many merchants and industry players feel that there’s a duopoly betwee...

19 February 2024 /payments /regulation

Anti-fraud solutions that can’t detect fraud rings are redundant in 2023

In today’s e-commerce landscape, fraud prevention and detection solutions must include tools such as graph analysis to track data across numerous transactions. Over the last few years, the e-commerce sector has witnessed unprecedented growth. As volumes of digital transactions continue to skyrocket, merchants and payment providers find themselves a...

05 June 2023 /payments /crime Trends in Financial Services

Will Open Banking hit the mainstream in 2023?

Open banking has the potential to reshape eCommerce transactions, yet so far, uptake has been slow amongst consumers. Since Open Banking was introduced in January 2018, UK banks have been required to make their data available in a standardised format, allowing third-party developers to build applications for financial services and enabling fast ban...

13 April 2023 /payments /markets Open Banking

Will BNPL use increase this Christmas as the cost of living continues to rise?

With Christmas just around the corner and many consumers feeling the pinch of a rapidly worsening cost of living crisis, festive spending is already being curtailed. As consumers become more cautious with their money, payment trends will almost certainly change, and business owners will need to stay informed about the latest developments if they w...

21 December 2022 /payments /markets BNPL

Payment Solutions To Help Businesses Scale in an Era of Economic Turbulence

As 2022 comes to an end, the global economic landscape is looking increasingly bleak. COVID-19, war, sanctions, energy shortages and inflation all contribute to a mood of uncertainty amongst business owners, and even the most successful companies are thinking hard about what the future might hold. So how can businesses stay competitive during a lo...

02 November 2022 /payments /markets BNPL

How Fintech is Changing the Travel and Hospitality Industries

Travel spending is showing signs of recovery after the pandemic. However, lifestyle shifts will continue to influence industry trends, especially when it comes to online payments. The travel and hospitality industries experienced an unprecedented crisis during the COVID-19 pandemic. Entire client bases disappeared, and many experienced staff were f...

22 August 2022 /payments Financial Transformation

Buy Now, Pay Later is now regulated in the UK. What does the future hold for the payment method?

Buy Now, Pay Later is a rapidly growing trend in a number of market sectors, including retail, entertainment and travel. During the COVID-19 pandemic, use of the payment scheme increased fourfold in the UK, to the tune of £2.7 billion in transactions. In this article, I'll give a brief overview of how BNPL works and the industries where it’s most...

27 July 2022 /regulation BNPL

How Future Developments in IT Will Impact the eCommerce Landscape

During my twenty years of involvement in the world of digital payments, I've personally witnessed profound changes to the retail landscape, as an ever greater percentage of consumers move away from the high street to make all of their purchases online. The internet has grown and developed to such an extent that eCommerce transactions take place wit...

19 July 2022 /predictions Financial Transformation

What Challenges Do Payment Sanctions Bring to the UK Travel and Aviation Industries?

As the tourism industry finally begins to make a full recovery from COVID-19 and its resulting travel restrictions, there have recently been fresh worries that sanctions brought on by the conflict in Ukraine could undermine the progress made by travel and aviation companies, triggering a fresh period of industry stagnation. In this article, I’ll e...

27 June 2022 /regulation BNPL

Why are crypto payments becoming so popular in the private aviation industry?

Despite cryptocurrencies surging in popularity in recent years, even the most vocal Bitcoin advocate would have to concede that few people regularly use their digital coins to purchase goods and services, with many wary of using the peer-to-peer cash replacement through fears of extreme volatility. Although today cryptocurrencies are primarily vie...

31 May 2022 /crypto /predictions Fintech

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