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Dmitry Dolgorukov

CEO

GiniMachine

Member since

19 Mar 2018

Location

Vilnius, Lithuania

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Dmitry's opinions

5 Ways Embedded Finance Will Change the Future

Between 2020 and 2021, the coronavirus crisis caused businesses to rethink and accelerate their digitization strategies unlike ever before. Digitization projects planned for years in advance were completed within months. As we head further in 2021, it’s clear that these changes are here to stay. One of the most notable examples of digitization is ...

29 August 2021 /predictions Embedded Finance

How No-Code AI Is Changing Financial Business

Companies seeking to implement artificial intelligence (AI) solutions often find themselves faced with a lack of knowledge and high costs, and that’s before they even get started. According to a 2017 survey by Deloitte, 47% of businesses complained of difficulties integrating AI projects into their current systems. Meanwhile, 40% noted cost as a s...

04 August 2021 /predictions Artificial Intelligence and Financial Services

Open Banking To Open Finance: The Path To Fairer Finance

First, there was open banking — a considerable step forward in democratizing the financial services industry. With third-party access to banking via application programming interfaces (APIs), consumers were able to connect with a broader range of financial products and take greater control over their financial future. Now, the wave of open techno...

08 July 2021 /regulation /predictions Open Banking

The Finance Industry's Obstacles Are Its Opportunities

The previous year was one of great uncertainty. It exposed the vulnerabilities in society and fundamentally changed the way people did business. With many face-to-face services closed, the finance industry was driven to find innovative ways to connect with customers. The path ahead is full of challenges and opportunities. Let’s look at what this m...

10 June 2021 /markets /predictions Trends in Financial Services

Post-Pandemic Recovery Predictions For Banks And Fintechs

Although the global pandemic continues, glimmers of hope, in the form of vaccines, are appearing that promise the potential to get the world moving again. And this is fantastic news. But what will the world look like, and will it ever be the same as it was before? When it comes to lending, it’s unlikely things will go back to the way they were. Le...

14 May 2021 /retail /predictions Trends in Financial Services

Top countries for launching a Fintech startup

In this text, you can find some analytics that may help reveal the sweet spots for business and investment on the world’s map in 2021. Certain regions and countries are friendly to innovation that have millions of users with a high level of tech adoption and expanding fintech market. How FinTech was doing in 2020 According to the World Bank’s re...

21 April 2021 /markets /predictions Fintech innovation and startups

How The Cloud Is Changing Fintech

The 2020s are the era of the cloud. Not only are more organizations moving their infrastructure to the cloud, but over 55% say they are using multiple public clouds, according to the 2020 IDG Cloud Computing Study. And a sizable slice of companies’ IT budget (32%) is dedicated to this purpose. With purported benefits such as accessibility, ease of...

19 April 2021 /cloud /predictions Cloud Banking out of the Box

Omnichannel vs Multichannel Lending: How to Expand Customer Base

We live on tick and that’s OK. People want to buy a car, house or go to university right now. No one wants to wait years until the required amount accumulates. So, people take out loans to enjoy life today. But with an enormous demand for loans comes great competition in the market. And there comes a question for lenders — how to win over the comp...

31 March 2021 /retail Marketing in Financial Services

How Fintech Will Be Evolving In 2022

On the one hand, the Covid-19 pandemic has paralyzed much of our day-to-day lives, with billions experiencing its health effects directly or indirectly. Businesses have suffered, with one estimate this past fall showing that up to 60% of temporary closures could be permanent. On the other hand, things are looking up. The predicted recession is tu...

11 March 2021 /predictions Trends in Financial Services

Digital Transformation: What The Future Holds For Traditional And Alternative Lenders

Back in 2014, investment into financial technology tripled to a total of over $12 billion. Today, the digital transformation has infiltrated almost every part of the financial sector: from client onboarding to internal processes and even lending. It revolves around automation, smarter decisions and more efficiency. So, what does this mean for loa...

16 February 2021 /predictions Banking Strategy, Digital and Transformation

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