Latest opinions that Shailendra Malik has shared on Finextra

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Shailendra Malik

SVP - Tech Delivery (Data Platform)

DBS Bank

Member since

25 Apr 2016

Location

Singapore

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Shailendra's opinions

ICOs from innovation to abuse

In past 2 years market for ICOs have boomed like a wild flower and the flower is everywhere. Only later you’ll realize that it isn’t the flower it is the weed. The concept of ICO was noble and it was trying to avoid the bullying that was going on in the start-up funding markets by VCs and Angel investors. Before I start talking about VC bullying o...

31 August 2018 /regulation Fintech innovation and startups

Troubles with black box AI or ML models

One of the difficulties in stepping into a red-hot technology space is you’re not sure what to expect. As you’re grappling with unexpected technical curve balls what if your own stakeholders beat you to death after seeing the results which are wrong by their expectations or understanding. The current nascent implementation of Artificial Intelligen...

27 August 2018 /ai Trends in Financial Services

Don’t be so scared of AI and new Tech

I read a lot of debates happening on the web and at coffee breaks and even at the company senior stakeholder meetings about applied AI is around the corner and the revolution will sweep away the way we work and major workforce redundancies are about to happen. The more you get involved in those discussions the magnitude grows and this leads for ma...

26 August 2018 /ai Fintech

Why Gig Culture is not for all?

While researching on potential use cases of a Gig economy I stumbled upon an article that narrated the story of potential of a Gig Economy or Gig culture in an organisation. The author narrated a scenario where a company’s disengaged employee spends time on picking up small gigs that gives the person Real Satisfaction which she never gets in her w...

23 August 2018 /devops Whatever...

Mainstreaming Fintech and AI

Financial world has seen a lot of disruption in past 3 years in the name of Fintech. The concepts that saw maximum action is payment processing, peer 2 peer lending and the resurgence of AI in the mainstream applications. Machine Learning tools and processing power upgrades brought back the Neural Networks based AI into the applied use again. All ...

18 August 2018 /ai Trends in Financial Services

Gig economy - A boon for Immigrants

With the current political polarisation of the world, we find herds of immigrants entering multiple countries in search of safety, security and with a dream to build a better and brighter future for themselves and their next generations. But the harsh reality hits soon, and they realise it takes time for them to find job that suits them. They end ...

17 August 2018 /startups Fintech innovation and startups

Blockchain adoption is a psychological challenge, not technical

What I’ve learned from past two years of Blockchain noise and all the commotion around it is that it is not a technical challenge. It is a social challenge and hence the answer may not lie in the technical realms but more have to be found in the psychological side of the question. So the question is not whether Blockchain really works or can work ...

12 August 2018 Blockchain Observations

Idea of Audit in AI age

Audit has always been a support function for banks that has served as the last line of defence for keeping the organisation safe from external attacks and provide assurance to business & stakeholders about the safely of the business from any malicious attempt to harm the data or assets of the business. With all companies virtually converting i...

09 August 2018 /ai /regulation Internal Auditors in Financial Services

Layered Gamification in Lifestyle Apps

Gamification solves a few primary needs of the Lifestyle apps. It engages users and builds the stickiness of the app. Users want to keep coming back and see if they can get more out the rewards or not. This is an inherent human psychology to try to unveil the unknown and a game that introduces a simple element of chance and some simplified puzzle ...

05 August 2018 Digital Banking Trends

Gig Economy - A Financial Services Nightmare

The idea of Gig economy is not new. In fact it exists in its rudimentary form by the name of Daily Wage worker. With digitisation of work and remote working ecosystem advancing to next level, Gig economy is now a very viable option for knowledge workers. I remember the website Rent-a-coder website, all the way back in 2002 when I was looking for o...

03 August 2018 /regulation Trends in Financial Services

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