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Bo Harald

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Trust Infra for Real Time Economy Prgrm & MyData,
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Followed by John Sims, Martha Boyle and 5 others you follow
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Bo's opinions

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Bo Harald

Final report public

final report by the EC Expert Group on e-Invoicing now public

30 November 2009 /payments

Bo Harald

Right direction in Belgium

This rapid action - now in Belgium is a very welcome step in the right direction. Practioners know that structured e-invoicing is so much more secure, that there are no needs to impose mandatory digital signatures and that DG Taxud and member states are moving towards PAN EU equal treatment. The technology neutral approach means that businesses c...

19 November 2009 /payments Innovation in Financial Services

Bo Harald

Final report on e-Invoicing approved

The EC Expert Group on e-Invoicing has approved its Final Report. It will be published in within the next weeks. The work has involved a total of close to 60 experts over nearly two years and has already had a significant effect on the activities both in the market uptake, in the standardization area and in the regulatory simplification and unifi...

15 November 2009 /payments Innovation in Financial Services

Bo Harald

Liberating the power of SMEs

Most of us have seen how small enterprises can be innovative, fast and agile - when larger ones show up as lumbering giants - trying desparately to cure themselves with new "management" tools. Long way to go before management is less about control and more about leading change. One reason for favoring large enterprises has been that the ...

08 November 2009 /payments

Bo Harald

Finns twice as mobile as Swedes

A Nordic study (PTS in Sweden) reveals that the mobile share of minutes in outgoing telephone calls in 2008 were the following: Finland 83% Norway 55 Denmark 54 Iceland 48 Sweden 41 The study is claiming that fixed line telephony was so much cheaper in Sweden that this explains the difference compared to F...

08 November 2009 /retail Innovation in Financial Services

Bo Harald

Bloodletting

In the old days bloodletting was considered to be a universal cure to diseases. Later when it was realised that it could have only negative effects it still continued for quite a while. Old habits die hard. There are many similar practises today and the guy sitting on the chair is a typical SME letting himself be subject to a plethora of painful r...

05 November 2009 /payments

Bo Harald

Paper invoices have NO future

It is evident - paper invoices will disappear from the business to business and business to government sectors and then later in practise also in the business to consumer/government to citizen area. The 5 mega-class reasons are exceptionally powerful and clear to see. Everyone will benefit - especially the consumers and tax payers. It is only a

30 October 2009 /payments /retail

Bo Harald

Nudge - not enough

Started to read Nudge by Thaler & Sunstein. Easy and nice reading - essential thought provocation needed at the latest now. What we have is a long list of very serious global challenges - ranging from global warming (which is furthered by unfettered blind growth) to financing of welfare structures (which is coming out of productive and succes...

24 October 2009 /payments /retail

Bo Harald

TV still slightly ahead

Internet has gained 117% from 2004 to today, radio lost 16%, newspapers 17%, magazines 6% - but TV kept its position (source Forrester). And this is the population at large - surely the trendsetters have changed even more. Small wonder that advertising has followed. Interestingly - changes 2008-9 are smaller or even reversed. The big change is of...

22 October 2009 /retail Innovation in Financial Services

Bo Harald

Invisible hand - guiding where?

The Economist run an article Questioning the invisible hand last week. Starting off with the meltdown in the financial industry in several countries it then zooms in on the energy industry's apparent inability to secure supply for the future in UK and moves on to greenhouse gas emission report from the Committee on Climat Change: "The market,...

22 October 2009 /retail

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Bo writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
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  • retail banking
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  • sustainable
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  • predictions

Bo's opinion archive

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Latest groups joined by Bo

  • Electronic invoicing

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Bo reads

  • Networked economy
  • Real Time Economy

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