Latest opinions that Abhishek Chatterjee has shared on Finextra

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Abhishek Chatterjee

Managing Partner

Gartner Inc.

Member since

16 Dec 2014

Location

London

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Abhishek's opinions

Rise of the FinTech - A threat to Retail Banking Business Model

Banking industry is going through a massive disruption cycle. And Retail banking is at the center of it. Fee and interest based revenues are under pressure. Traditional retail banks are facing a structural vulnerability issues like, shrinking deposit due to increase in alternate investment options, lack of innovation around product and services du...

15 May 2015 /retail Online Banking

Mobile world Congress - Barcelona,2015 - Changing Priorities for Mobile Industry

The entire Mobile industry is getting disrupted across the world as its transitioning from distance based revenue model to volume based revenue model. The key actors (Mobile Operators, Device manufacturers, value added service providers, developers) in this business need to innovate and disrupt itself to stay relevant. Mobile WORLD Congress in Bar...

02 May 2015 /payments Innovation in Financial Services

Internet of Things - Are we ready for Next Generation Financial Services?

As the society is riding the hype of Internet of things, we are beginning to see application of IoT in day to day life & incremental adoption at industrial scale. Mckinsey predicts that there will be approximately 30 Billion objects connected to internet of things by 2020. Moore's law will ensure we continue to improve the computing capacity i...

18 April 2015 /security Innovation in Financial Services

Adobe Digital Marketing Summit 2015 - Transitioning into Internet of Experience

Recently concluded Adobe Digital Marketing Summit in Salt lake city was clear indication of how Adobe is aligning its marketing offering for the future. In today's world, marketing does not end after influencing the customer to buy a service and product. It is actually extending to E2E customer lifecycle and the experience individual goes through i...

28 March 2015 /retail Online Banking

Finovate Europe - 2015 - FinTech enabling Democratization, Personalization, Innovation in Banking

This year FINOVATE in London was full of innovative ideas and products. The topics varied from more traditional ideas like investment management tool, BPM, real time customer on-boarding (including AML, KYC etc), Cloud based identity and transaction authentications to more exciting ones like Virtual financial Advisory, Financial Gamification, Mobi...

19 March 2015 /payments Innovation in Financial Services

Future of Transaction Banking - Standardize, Digitize, Innovate

Future of transaction banking is full of possibilities & it will be primarily driven by customer experience, higher B2B collaboration & exchange of information, real time transaction management & view of cash. Banks not only need to make sure they serve customer across SME, whole sale and corporates well, but also keep an eye to end cus...

14 March 2015 /payments Financial Services Regulation

Banks - Own Mobile Wallet to lead Digital Commerce Transformation

Banking industry is on the cusp of Digital disruption. Threats are no longer coming from their traditional peers, but from disrupters across telecom (Bharati Airtel applying for Banking license), cash rich retail (Amazon, Alibaba providing lending services) & Smart phone manufacturing (Google, Apple etc) industry. To complicate things further,...

28 February 2015 /payments Innovation in Financial Services

Standardize, Innovate, Disrupt and Expand Digital Banking with Open APIs

FS industry is going through a big disruption cycle, where they are trying to redefine the business model, create and sell differentiated product and services, engage customer and community at large to provide value added services, innovate and optimize business to stay ahead of the competition. Biggest threats for FS Industry are coming from inno...

20 February 2015 /payments Innovation in Financial Services

Mobile banking strategy driven by Internet of smart things

While world is transitioning to digital economy, its Important to notice the rise of IoST (Internet of smart things). According to Gartner there are 3 trends driving Digital Business; And intelligent Mobile devices are at the centre of it:- Democratization of Technology - smart things that will start to make decisions - Smart cars, Homes, Meters e...

14 February 2015 /regulation Online Banking

Digital banking through effective data supply chain management

If we think carefully, Data supply chain starts from data creation and ends when value added services or product is created from raw data. This largely happens as it transfers hands & get enriched through interaction with customer, business, Operations, and IT. Ever maturing digital world is creating challenges for organizations due to high ve...

08 February 2015 /regulation Financial Services Regulation