Latest opinions that Ron Delnevo has shared on Finextra

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Ron Delnevo

Chair

UK Cash Supply Alliance

Member since

18 Jan 2018

Location

Leatherhead

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Ron's opinions

The Cost of Cash......

I was very disappointed to see in the recent UK Access to Cash Review the headlined assertion that “cash is expensive”. Even if the figure of £5 Billion quoted in the Review as being the annual cost of cash in the UK is accepted - and many believe it should not be - how can it be judged to be “expensive”? It has to be remembered that Sterling - the...

29 April 2019 /payments Financial Inclusion

A Vision of a Smart Future for UK ATMs

Which? has issued a report that claims the Big 5 Banks in the UK are closing their branches at the rate of 60 a month. If this is true, it will not be the run-rate of closures for long. Barclays,HSBC, Lloyds Banking Group, RBS Group and Santander have only around 5000 branches left between them. A 60 per month closure rate implies they will all be ...

18 June 2018 /payments Innovation in Financial Services

LINK : can Nicky Morgan be a Genuine Consumer Champion?

I was in Parliament the other week, in a Committee Room, listening to a lot of promises being made by the LINK ATM Network. The promises boil down to the claim by LINK that they will never let any town be without an ATM. Do you remember the “we won’t close the last bank branch in town” promise? It didn’t last - and nor will LINK’s. I have been in C...

06 March 2018 /payments /inclusion Financial Services Regulation

How Can We Avoid Missing LINK?

The LINK UK ATM Network announced a few months ago that it planned to reduce ATM interchange by 20% over 4 years. This move stunned many observers because LINK interchange is calculated each year using a transparent cost-recovery formula, which was approved by UK Regulatory Authorities well over a decade ago. The essence of the argument put forward...

09 February 2018 /retail /inclusion Financial Inclusion