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Ganesh Guruvayur

Senior Vice President, Head, Hub Solutions
Intellect Design Arena
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Ganesh's opinions

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Ganesh Guruvayur

Corporate Account Takeover Protection - Do we know our customers well?

Should banks go alone in the fight against customer financial depredation? The answer lies in the multi dimensional collaboration that banks are ready to establish with their customers and with the banking industry at large on a per customer basis. Actionable awareness of the customer, the customer's business and the ecosystem as a whole determine...

13 August 2015 /payments /regulation

Ganesh Guruvayur

Putting the best 'card' forward - Payment Hub for Mobile Wallets??

In the electronic payments world, the complex maze of payment product processors in banks, each dedicated to a payment type, led to the evolution of an envelope layer that would sit behind all payment origination channels and ahead of the core payments platform. This intermediate sliver application was responsible for efficient orchestration of pa...

20 July 2015 /payments

Ganesh Guruvayur

Better citizenry on Payments Highway - In Pursuit of Network Quality

Denied payments - the duality of Risk and Expense For years banks have borne the brunt of returned payments. It is easy to agree that the happy path flow of a payment that travels with no manual intervention and gets successfully posted to the receiver’s account is the most beneficial use of the payment infrastructure. Denied payments i.e returns ...

07 July 2015 /payments

Ganesh Guruvayur

Regulatory Compliance - Upping the game

The glaringly average record on regulatory compliance front is beginning to be bugbear for banks. While the big banks usually are well equipped to take the onslaught of the ever changing regulatory regimes, it is the mid and small tier banks that get caught unawares and unprepared. Regulatory conformity is more often seen to be the premise of the ...

29 June 2015 /payments /regulation

Ganesh Guruvayur

Payments linked Credit Risk Monitoring and Control

Feeling the pressure of faster payments: With increased focus on faster payments, the time window for funds check based decisioning of payments is expected to get shorter just as for other categories of business validations on a payment. This is seen to increase the risk associated with rushed decisions on payments that meet with liquidity crunch....

13 June 2015 /payments

Ganesh writes about

  • payments
  • regulation & compliance
  • wholesale banking

Ganesh's opinion archive

  • 2015 (5)
  • 2014 (6)
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Tom Antony

Tom Antony
Senior Consultant at Intellect Design Arena

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