Latest opinions that Ganesh Guruvayur has shared on Finextra

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Ganesh Guruvayur

Senior Vice President, Head, Hub Solutions

Intellect Design Arena

Member since

30 Dec 2013

Location

New Jersey

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Ganesh's opinions

Creating A Supply Chain Aware Payments Platform

Breaking the Mould – Creating a Supply Chain Aware Payments Platform Traditionally, payments processing has been subservient to many business domains such as Supply Chain Finance, Trade Finance, Integrated Account Receivables, Integrated Accounts Payables etc. The context for an outgoing payment emanates in a business silo, is executed and then ha...

13 January 2014 /payments

Centralized Payment Exception Management

Centralized Payment Exception Management – Why do banks need to care? Banking industry is witnessing a heightened search for efficiency in payments work stream. Payment strategists have carefully analyzed the business services that are central to different payment workflows and their distribution across different participating systems in the payme...

04 January 2014 /payments

Multi Banking - Domestic Environment

The recent Payment Survey conducted by gtnews discusses the number of banking partners that corporates deploy. On an average in North America, the number of banking relationships range from 1 to 4 while in Europe, it is found to be as high as 20. It is widely believed that with the onset of SEPA in 2014, a wave of consolidation is expected to be w...

02 January 2014 /payments

Partner Finance - Syndication in SCF

Partner Finance as a concept is the fall out of risk control measures set within banks that cap the exposures that the banks can take towards a borrowing entity. This is conceptually similar to consortium lending or syndicated finance that is prevalent in the banking world. The latter deals with large ticket capital expenditures incurred by large ...

02 January 2014 /wholesale

Creating Revenue from Corporate Payments Decision Support

Corporate Payments are characterized by large value and time sensitivity unlike retail payments that are low value and non urgent. The large value of corporate payments makes it mandatory to ensure that they are backed by funds and every attempt is made to see them through. Automating Payment decisioning Banks are increasingly looking for automati...

02 January 2014 /payments

Challenges around STP in Payments

Challenges around STP in Payments Straight Through Processing (STP) has gained prominence in the world of electronic payments, with banks the world over, closely analyzing their payment processes to evaluate the STP rates. Banks have witnessed payments business getting commoditized with increased competition and shrinking revenue flows. Post 2008 ...

02 January 2014 /payments