Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,385
Expert opinions
42,358
Total members
307
New members (last 30 days)
186
New opinions (last 30 days)
29,106
Total comments
Join Sign in
Follow Unfollow

Graham Smith

Director
Certeco
Member since
11 Oct 2012
Location
London
Followers
0
Following
0
Opinions
5
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow
View Graham Smith's full profile

Graham's opinions

clear
Graham Smith

US banks forced to hold billions more in extra capital

The Federal Reserve has announced new capital ratios for US banks dictating that banks have to lift their level of equity to total assets to five per cent. Of course, the main reason is risk management, creating a financial buffer for losses that were seen during the financial crisis. Cold comfort perhaps for the eight main US banks affected by th...

17 April 2014 /regulation

Graham Smith

IT Outsourcing Blamed for Tech Failures at Banks

Lloyds has been the latest victim in a litany of banking technology failures that has dogged the financial services industry. Customers were frozen out of their accounts for a few hours, unable to make ATM withdrawals or payments using their debit cards, leaving many furious at what they perceive as gross incompetence. Lloyds blamed a problem w

12 February 2014

Graham writes about

  • regulation & compliance
  • retail banking

Graham's opinion archive

  • 2015 (1)
  • 2014 (2)
  • 2013 (2)

Graham reads

  • Company Website
ShowHide similar members

Similar members

Ian Weavers

Ian Weavers
Director at Delta Capita

Follow Unfollow
Anuj Pachoree

Anuj Pachoree
Director at Aisces Software Solutions Private Limited

Follow Unfollow
Ian Kerr

Ian Kerr
Director at The Value Added Partnership

Follow Unfollow
Andrii Oliinyk

Andrii Oliinyk
Director at financeux.com

Follow Unfollow
Andy Edler

Andy Edler
Director at Panoram

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre