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Raktim Singh

Senior Industry Principal

Infosys

Member since

07 Nov 2023

Location

Bangalore

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Raktim's opinions

What is RegTech

Introduction: The financial industry has been significantly transformed by the Regtech, which has brought about substantial changes to compliance procedures, risk administration, and regulatory disclosure. Regtech, an acronym for regulatory technology, is an emerging industry that makes use of cutting-edge technologies to bolster regulatory procedu...

29 December 2023 /retail /wholesale RegTech

What is Open Banking

In the contemporary digital landscape, Open Banking represents a paradigm shift in managing financial transactions. It helps create an environment where financial institutions can securely share the data with other stakeholders with the customer’s consent. This is done through API ( Application Programming Interface), which helps in data sharing b...

27 December 2023 /retail /wholesale Open Banking

Quantum Computing in Finance

Quantum computing is changing the game in finance. Financial modeling is becoming more efficient, secure, and intelligent using this revolutionary technology. Here are three things that will make you look at your financial world differently. 1. Super Speed Calculations : Our computer operates on a binary system of ones and zeros. But with quantum ...

26 December 2023 /wealth /retail Innovation in Financial Services

Digital Mortgage

A Digital Mortgage uses technology to connect with borrowers at every stage of the lending process, irrespective of where they are. This type of mortgage reduces costs, eliminates the manual process, and streamlines the entire operation. No more piles of paperwork, phone calls, or waiting in queues at the bank.This revolutionary approach uses tech...

22 December 2023 /retail /wholesale Digital Banking, Mortgages and Savings

Tokenization of Assets

Asset tokenization refers to representing digital tokens on a blockchain, which confirms the rights of ownership of real-world assets. Many of us want to own a piece in various types of masterpieces. Remember your childhood days when you tried to collect stamps, coins, or different kinds of stones? Many people have a hobby to buy and collect paint...

19 December 2023 /wealth /retail Tokenomics

What is ESG in Banking

ESG Full Form : ESG stands for Environmental, Social, and Governance. ESG criteria are now becoming essential considerations in banking and financial sector. Though ESG started as a socially conscious investment strategy in the 1960s, it gained attention in 2020 at Davos. The International Business Council (IBC) and the World Economic Forum (WEF) ...

14 December 2023 /retail /wholesale Technology for Social Good

Artificial Intelligence in Banking

Artificial Intelligence and the importance of data AI is all about understanding the data. AI tries to decipher various patterns inside the data and the relationship between different entities, and it tries to either predict an event or generate more data. In earlier years, with the help of ML and deep learning, AI was used to predict the possibi...

11 December 2023 /retail /wholesale Artificial Intelligence

Digital Transformation in banking

Though the last couple of years, including the pandemic, have forced banks to 'embark upon a digital transformation journey,' we still find many gaps here. During the pandemic, banks realized their services needed to reach customers even during lockdown. Many banks have moved to the cloud, and for them, moving to the cloud has become a digital tra...

09 December 2023 /retail /wholesale Digital Banking

How unbundling of value will reshape digital commerce

Unbundling is a business process where a set of products or services inside a value chain is broken down to provide better value. Post unbundling, each product or service can be provided by a different player, who aims to provide the best value to the customer. In this article, we will explore, how ONDC will reshape digital commerce by unbundling ...

08 December 2023 /retail /inclusion Technology for Social Good

How DeFi Can Reshape Lending Sector and Government Programs

For centuries, we have seen lending and borrowing. Before banks came into picture, people used to borrow from other wealthy person in their vicinity. These loans were taken either to start a business, expand the current business or some personal needs. Based on your relation with other wealthy person, rate of interest used to vary in north of doubl...

07 December 2023 /payments /retail Decentralized Finance (DeFi)

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Raktim Singh

Raktim's opinions

What is RegTech

What is Open Banking

Quantum Computing in Finance

Digital Mortgage

Tokenization of Assets

What is ESG in Banking

Artificial Intelligence in Banking

Digital Transformation in banking

How unbundling of value will reshape digital commerce

How DeFi Can Reshape Lending Sector and Government Programs

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