Latest opinions that Chirag Shah has shared on Finextra

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Chirag Shah

Founder and CEO

Pulse

Member since

05 Jun 2023

Location

St. James's

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Chirag's opinions

How AI and Machine Learning Are Shaping Fintech

Fintech has evolved radically in the last few years, thanks in no small part to artificial intelligence (AI) and machine learning (ML). Influencing everything from core operations to how we make critical decisions, AI and ML have found their way into practically every crevice of the financial sector. Which is why AI spending within fintech is pre...

28 February 2024 /predictions Artificial Intelligence

Fintech evolutions in 2024

The evolution of fintech has been rapid, but there is still scope for enormous advancement across a broad range of categories. And 2024 holds huge potential, particularly regarding the end-user experience. But these advancements may be tempered by increased scrutiny in areas including regulation and security. So, what can we honestly expect from f...

06 February 2024 /predictions Banking

How AI is reshaping the financial technology landscape

It’s no secret that technology is rapidly advancing the human workspace, and now we’re even seeing technologies come together to create a seamless environment. Indeed, artificial intelligence (AI) and machine learning (ML) are increasingly collaborating in solutions, especially in the realm of fintech - and, when they do, the benefits seem unstopp...

24 October 2023 /predictions Banking Strategy, Digital and Transformation

The World of Super-Apps in the Fintech Realm

The world is rapidly evolving and for some, the appeal of what’s known as super-apps is more than just a phase. Used to describe a mobile or web application that provides multiple services such as payments and financial transaction processing, these super-apps have become very popular with both individuals and the businesses serving them. However,...

16 October 2023 /predictions

How lenders can streamline SME loan applications

Small and medium-sized enterprises (SMEs) are the backbone of the UK economy. According to a recent report by the British Business Bank, they account for 99.9% of all businesses in Britain. Yet, they only receive 20% of all bank lending. That’s a telling statistic as it means that many are suffering from cash flow challenges or missing out on grow...

12 September 2023 /predictions Banking and Lending Solutions

How the customer experience has been transformed by fintech

The banking and lending sector has changed beyond recognition over the last decade alone. A key enabler for this has been technology, specifically fintech. Whereas previously, you had to go into your local high street branch to check your balance, make a payment or apply for a bank loan, now almost everything can be done online. That has been made ...

12 September 2023 /retail /predictions Customer Service 2015-2019-2025

How real-time data has transformed finance

Real-time data or lending 3.0 has been a game changer for the lending industry. It means that lenders can now carry out all their transactions and interactions with customers in real-time. That, in turn, enables them to make quicker and more accurate decisions that improve both their operational and financial efficiency, but also customer outcomes...

05 July 2023 /predictions Banking and Lending Solutions

How is AI bias being tackled by the credit sector

Artificial intelligence (AI) is improving the outcomes for businesses across the world every day. It is automating, speeding up and making processes more effective and efficient than ever before. Such is its widespread use, that almost every company will have adopted it by 2025, according to research by Forrester. There’s no denying the benefits...

07 June 2023 Artificial Intelligence and Financial Services