Latest opinions that Ritesh Jain has shared on Finextra

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Ritesh Jain

Founder

Infynit / Former COO HSBC

Member since

30 Dec 2022

Location

London

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Ritesh's opinions

AI: The New Lifeblood of Fintech Transformation

Is fintech losing its steam? Hardly. While some may argue that innovation in financial technology has plateaued, the reality is that we're on the brink of a new revolution—one led by artificial intelligence (AI). Far from slowing down, fintech is rapidly evolving, and AI is transforming not just the "how" but the "why" of financ...

04 October 2024 /ai /payments Fintech

India's Digital Revolution: The Promise of Vishvasya and Blockchain Technology

In an era where digital transformation is imperative, introducing Vishvasya—the National Blockchain Technology Stack—marks a critical juncture in India's journey toward establishing a robust digital public infrastructure (DPI). Developed and launched by the Ministry of Electronics and Information Technology (MeitY), Vishvasya aims to leverage bloc...

27 September 2024 /regulation /predictions Blockchain Observations

Navigating Transformation: The New Era of Banking and Fintech

You know, it’s an interesting time to be in the financial services world. With traditional banks and flashy fintechs dancing the tango, it’s hard not to notice how the roles have begun to shift. Not too long ago, fintechs were the nimble disruptors, waltzing past the heavyweights of banking with their slick apps and innovative ideas. Fast forward ...

26 September 2024 /people /startups Fintech

The Rise of UPI: A New Global Leader in Payments by 2025

By the end of 2025, UPI (Unified Payments Interface) is poised to become the most significant payment switch globally, with an estimated annual volume of around 264 billion transactions. This staggering figure would surpass the transaction volumes of Mastercard and Visa, marking a significant shift in the global payments landscape. UPI's rapid gro...

06 June 2024 /payments /inclusion Payments strategies 2015-2020-2030

Cybersecurity – An interesting ode of Challenges and Opportunities for Startups

On a perfect sunny afternoon on June 27, 2017, while travelling on a train from Schiphol Airport to Dan Hague, I was on a conference call with my Maersk team. Suddenly, someone said their screen went blank, and others faced the same issue. As a tech leader with a cybersecurity background, I knew it was severe. I hurriedly contacted IBM, telling th...

01 August 2023 /security /startups Finextra site news

Apple's Strategic Voyage into India's Financial Realm

The recent announcement of Apple's plan to launch its credit card in India, partnering with HDFC Bank, marks a critical juncture in the synthesis of technology and finance. Apple, synonymous with innovation, has been making waves across industries. But why should introducing another credit card be a notable event? Let's dissect the implications

05 July 2023 /payments /markets Finextra site news

Talk of the VC world : Sequoia Is Splitting Into Three VC Firms

Sequoia Capital, the renowned venture capital firm, has made a significant announcement that has sent shockwaves through the investment community. The firm has decided to split into three independent entities: Sequoia Capital US HongShan (which will cover China) Peak XV Partners (which will focus on Southeast Asia and India). This unexpected move h...

06 June 2023 /payments /startups Finextra site news

The Rise of BaaS Acquisitions and Navigating the Fintech Winter - Shaping Financial Landscape

The financial services industry has witnessed a paradigm shift in recent years, with the emergence of Banking-as-a-Service (BaaS) platforms revolutionising traditional financial institutions' operations. With their agile and scalable infrastructure, these platforms have caught the attention of leading financial institutions seeking to enhance thei...

02 June 2023 /retail /startups Fintech

Navigating the Transition to a Cashless Society: Balancing Inclusion and Digital Innovation

The ongoing shift towards a cashless society in the UK presents an intriguing landscape, promising enhanced convenience and efficiency. However, we must remain cognisant of the potential impact on cash-dependent populations. As we embark on this transformative journey, it becomes imperative to consider their needs, ensuring inclusivity and uphol

16 May 2023 /payments /inclusion Financial Inclusion

Empowering Financial Inclusion and Resilience - A Handbook for Offline Payments with CBDC

In the ever-evolving landscape of digital currencies, Central Bank Digital Currency (CBDC) has emerged as a game-changer. With its potential to revolutionize payment systems, the Bank for International Settlements (BIS) recently launched a ground-breaking handbook, offering valuable insights into offline payments with CBDC. This comprehensive guid...

11 May 2023

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