Latest opinions that Payson Johnton has shared on Finextra

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Payson Johnton

CEO and Co-Founder

Crowdz

Member since

14 Jan 2020

Location

Campbell

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Payson's opinions

The State of Small Business in The UK: Do Small Business Owners Need More Support?

According to statistics released in January of this year by The Office of National Statistics, or ONS, many small businesses across the UK are struggling to stay afloat. In fact, close to 15 percent, or one-in-seven small businesses in the country are at a high risk of imminent closure, and the businesses with fewer than ten employees - also known...

10 February 2022 /startups /inclusion Small Business Lending Innovation

Invoice Financing 101: What is Invoice and Receivables Financing?

It’s undeniable that the pandemic has been especially hard on small to medium enterprises, or SMEs. While multinational corporations like Amazon and Tesla have grown astronomically over the pandemic, small disruptions, like late payments on invoices which are typically survivable in normal times, are causing many SMEs to go out of business. Althou...

31 May 2021 /sustainable /inclusion Financial Supply Chain

Smarter risk assessment is key to drive equitable financing for SMBs

As businesses across the nation continue to swim against COVID-19’s economic tsunami, we’re beginning to see a new trend emerge from companies who have fared well (or thrived): social impact financing. This new wave of corporate social responsibility (CSR) is a simple way to drive tangible support outcomes for struggling businesses, rather than re...

12 February 2021 /regulation /inclusion Inclusive FinTech

Trustworthy Risk Assessment and Sustainable Financing is Key to SMB Recovery

Integrated, tech-based risk assessment capabilities provide an ethical and sustainable infrastructure to ensure financial responsibility, and allow small-to-medium businesses to access vital recovery financing despite a challenging and turbulent economic landscape. The world and its economies are in the midst of the fastest transformation ever ex...

14 December 2020 /regulation /covid-19 Inclusive FinTech

Modernizing Fintech Compliance in a Post-COVID Economy

The COVID-19 pandemic has changed life as we know it. People have switched traditional retail stores for online delivery, students at schools and universities have had to switch from in-person classes to online learning, travel has been suspended almost entirely, offices have been closed and workers sent home to work remotely - if they haven’t bee...

04 November 2020 /regulation /covid-19 Innovation in Financial Services

Banks are Moving Away from Supplier Finance and SMEs are Scrambling; Is Blockchain the Solution?

The world is becoming increasingly globalized, and despite the benefits of a better connected global economy and supply chain for businesses both small and large, banks seem to be pulling away from what was once a mainstay of their regular operations: supplier finance. As someone with their ear to the ground in the supply finance space, this has b...

07 April 2020 /startups /covid-19 Blockchain in Banking and Financial Services

Smart Tech Partnerships are Vital in Driving Better Access to SMB Finance

Small and medium-sized business (SMBs) are often cited as a major economic driver and force for job creation, and it’s for good reason; with SMBs making up over 90 percent of all US businesses, while also employing 47.5 percent of the country’s entire workforce. But, despite their significant impact on the economy, many still encounter difficultie...

12 March 2020 Fintech innovation and startups