Latest opinions that Mike Kiser has shared on Finextra

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Mike Kiser

Senior Identity Strategist

SailPoint

Member since

25 Jan 2019

Location

Austin, Texas

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Mike's opinions

Now With More Privacy! The Rise of Nutritional Labelling and Customer Choice

“You are what you eat.” Many a dinner table has heard these words uttered by a parent encouraging their children to make healthy eating choices. At times, these choices are obvious: an apple or a serving of peas has a greater health benefit than a chocolate dessert. When the nutritional value of a particular food is not as clear, then government e...

05 February 2021 /security

Turning a Critical Eye on Impersonation Scams

“The criminal is the creative artist; the detective only the critic.” -- G.K. Chesterton Impersonation Crime as Art The recent findings by UK Finance that impersonation scams are up 84 per cent compared to the same period last year shows that criminals have seen the opportunity that Covid-19 has presented over the past six months. Convincing the ...

25 September 2020 /security /covid-19

How Identity is Securely Unlocking the SME Banking Market

Have an identification card in your wallet? With a selfie and a few short minutes, you could have access to a business bank account. Small and medium enterprises (SMEs) have long been the fuel that drives the global economy, representing around 90% of businesses and more than 50% of employment worldwide. Over the last few years, a range of financ...

29 May 2020 /security /identity

When the Bill Comes Due: Securing Challenger Banks’ Growth

The moment of reckoning has come. A party of eight sit around a table, the white tablecloth strewn with the detritus of a communal meal. Coffee is slowly sipped as they contemplate how to divide the bill. Unlike in years past, this is a simple operation: mobile devices come out and money is rapidly exchanged as modern technology facilitates a mult...

24 January 2020 /security Fintech

Strong Customer Authentication: The Potential and Peril of Biometric Authentication

As I strode quickly off the plane I had taken back to the US and towards customs recently after an international trip, I reached into my satchel. Like the rest of humanity, I did not want to spend any more time in the airport than necessary, so I extracted my passport and scanned for an open machine to start the scanning process. Instead of prompt...

25 September 2019 /security /regulation Banking Regulations

PSD2 and two-factor authentication: a double security challenge for banks

September 14, 2019 is rapidly approaching, and with it the full mandate of PSD2: open banking will continue to make inroads into the financial fabric of society. While the full realisation of this concept provides opportunity to innovators, it also represents a unique privacy challenge. An Opportunity for Innovation Opening up a stolid market by a...

26 July 2019 /security /regulation Banking Strategy, Digital and Transformation

Living like the 3 per cent: Delivering secure user experience on financial apps

What kind of financial windfall would it take to put you into the 1% — to enable you to leave your job, climb aboard your yacht, and eat avocado toast for breakfast, lunch, and dinner? The answer to that question varies depending on your location: from $81K per year in India, to $290K in the UK, and a massive $891K in the United Arab Emirates (pre...

10 April 2019