Latest opinions that Sarah Jackson has shared on Finextra

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Sarah Jackson

Director

Equiniti Credit Services

Member since

26 Mar 2018

Location

London

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Sarah's opinions

Lenders: What’s the deal with data?

Consumer attitudes to data sharing are changing In this age of diminishing brand loyalty, the survival of consumer credit providers hinges on two things: their ability to differentiate and to exceed their customer expectations. Data holds the key to both. Creditworthiness assessments are, of course, the starting point for lenders’ use of data. But...

09 October 2019 /retail

Will real rates loan searches ever be available to the sub-prime market?

Let’s talk about representative APRs. Those enticing little percentages that influence a consumer’s decision to apply for one loan product over another. Far too often excitement turns to disappointment when they get down to the fine print and discover that the headline percentage was too good to be true, usually after going through the extensive a...

26 September 2019 /retail /inclusion

Millennial myth busting: what do they really want from lenders?

Millennials, a generation of digital natives that grew up amid the fastest period of technological change in history are, according to new independent research, the age group least likely to borrow from alternative digital lenders. According to recent findings, despite millennial borrowing increasing annually by a healthy 8%, three fifths of this a...

12 June 2019 /retail Millennial Banking

PSD2 and consumer credit: how will open banking impact the market for unsecured loans?

15 months after open banking launched in the UK, consumer understanding of what it means remains low. In January this year, research revealed that just 9% of British adults had used open banking services, and less than a quarter (22%) had even heard of it. In fact, this is only part of the picture. Just because consumers do not recognise the terms ...

01 April 2019 /retail Open Banking