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I has look at AFCA members which are mainly from China, Singapore and Japan. Need to understand how it can contribute to 'Asia' and  financial institutes as scope seems to be limited to few big names.

Good example set to build confidence in users. Hope some other part of world also fecth lesson from it.

Great Going Zopa team !!! Wish you a good business and become better banker so that you listen to customers.

Is it trick ? Borrowers rejected or offered higher rates from bank are their customers with marginal lower rates of borrowing thus, making for interest income that they may loose once borrower improves his score? 

How a lender is secured in case of borrower's score going down? 

Brilliant offering of ThoughtMachine/Vault Platform. Good to see pure play startup trying to solve biggest issue for many of banks using legacy system.

Yes many incidents were stright case of non availability of BCP(Business Countinuty Plan) for technology used for business services which resulted in impacting customer services and outage in business transactions.

Another Brilliance from Shamir after Simple. It has made relvence to use DLT/Ethernum for initiating Smart Contract which is again linked to Fiat money.

Most of the  FRM system works on cache patterns and data points of transactions. This approch will demand more compute for search, mapping comparison but, trade off against sliding targets ( Negative rules) is far more.

This is definite Business case for co-existance of Legacy Services as well as DLT based services and how both can enhance each other in terms of Simplicy, Transperency, Security and Agility.

@Paul, Now Finger print scanners are available which can check life please check the comparison (http://www.hitachi.co.jp/products/it/veinid/global/introduction/comparison.html).

Duress has direct relation to country's public security services as there are several influencial and incentive factors comes in consideration.

Just on side line - Gulf region is going one step forward to build biometric database i.e. of DNA record of citizen from public health services point of view.