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Thanks for sharing Konstantin

Great read Jesse! Thanks for sharing

Great list Mark thanks for sharing.

I've just summarised my thoughts on the top payment authentication trends for 2019;

https://www.finextra.com/blogposting/16536/top-8-payment-authentication-tools-for-2019 

Would love to hear your thoughts on it.

Thanks for the comment Lu.

I'm glad you pointed this out since my article wasn't clear on this.

A bit of customisation and you can have a 3DS 2.0 ACS that will authenticate non-card transactions using the same authentication data. This seems to be the next step in complying with PSD2 + 3DS 2.0 and that's we're doing for our clients across Europe.

Thanks for reading my article and for your response Milos

I do agree with the vision but it's more about the "when" for me.

In an ideal world, we can potentially have the merchant and issuer domains but the journey is not as easy it sounds.

I can't seem to be able to underestimate the politics of those players in slowing this down. Of course, at the end of the day the payment world will favour efficiency but is that in 5 years?

And when the time comes, will this standardisation be the most efficient solution?

Thanks for the comment.

"consumers will be able to grant merchants permission to approve online payments securely on their behalf by communicating with the ‘Issuer’"

That simply means they want the merchants to authenticate them via the issuer's challenge screen. Whether it's an SMS or a mobile push notification. This is already happening anyway.

Hope that's more clear now.

Thanks for sharing Milos.

Just posted a blog on why I think this won't be the 3DS killer!

I would love to hear your thoughts on this. https://www.finextra.com/blogposting/14384/why-w3c-web-payment-standardisation-wont-be-the-3d-secure-killer