Community

AMEX and ICICI Bank...besides many more have been using it for years... :-)

I am coming from end-user convenience and security perspective. If I can get account statement on email..then why not OTP...?

Every thing else on technical concerns are problems of individuals.

Some banks send OTP over the email "as well", as registered with them. It saves the hassle of not being on home network or while roaming internationally. I have made multiple online payments using OTP, while I was roaming internationally; with so much ease that I am a strong supporter of such technical initiatives. Pls note that additional sending of email for same OTP has done away many other cost inconveniences or security apprehensions around SMS. Now, it might open a question around security in emailing; which I think can be dismissed without even any required discussion.

Congrats Olivier. This is really nice to hear. Best of luck for future.

Cheers....

Ritesh Agarwal