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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Alexander Arabey

Alexander Arabey Director of Business Development at Qulix Systems

Digital banking: 5 things you need to know before starting a project

Pitfalls and issues will inevitably arise while working on any project: from building a house to creating a digital banking system. In this article I provide a brief overview of digital banking projects in a technological context to help you learn more about the implementation of digital banks and types of obstacles you may encounter. Sure, 5 is a...

/devops

Retired Member

Retired Member 

Can incumbent banks fight off newcomers with digital identity?

At least for the foreseeable future, the big players in banking aren’t going anywhere and they remain some of the most trusted institutions in our society, despite what people might say (very much a case of put your money where your mouth is). Despite a massive rise in purely online banks, mobile banks, and the multitude of fintechs appearing on t...

/retail

Ambrish Parmar

Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor

Vulnerability in the digital workplace - a spark for innovation?

Vulnerability in the digital workplace - a spark for innovation? Time to read: 5 minutes to gain a different perspective (800 words) // A privilege // A few months back, I had the honour of discussing vulnerability with colleagues and clients as part of a re-imaging customer experience session. The focus of exploration was customer vulnerability ...

/inclusion

Vasyl Soloshchuk

Vasyl Soloshchuk CEO & Founder at INSART Fintech Business Accelerator

Robo-Advisors Started Fighting over the HNWI Market

Any robo-advisor would like to access the huge client base that banks have at their disposal. This explains why many WealthTech platforms seek partnerships with banks. However, the news is full of reports that banks, especially global ones, are investing in WealthTech platforms themselves. In 2017, MyPrivateBanking (now acquired by Cutter Associat...

Retired Member

Retired Member 

Transparent and controlled AI-powered client lifecycle management & KYC

Artificial intelligence (AI) is being used throughout digital transformation initiatives and is changing how banks perform client on-boarding, anti-money laundering (AML) and know-your-customer (KYC) compliance. Additionally, for the purposes of anti-money laundering, artificial intelligence systems can mine large amounts of transaction data and i...

/ai /regulation

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Are banking systems inherently more complex than 10 years ago?

Banks struggle to evolve to the changing customer needs and expectations and to introduce latest technologies. In a world where cost, time to market and flexibility are key business drivers, it is painful to see that the time and price for implementing changes in banking applications has increased compared to 10 years ago. This lack (and drop) of ...

Retired Member

Retired Member 

Disrupting the disruptors: How AI and voice recognition can transform the customer experience

Fintech companies are well known for disrupting the banking industry and forever changing the way it operates. Now these organisations must embrace technologies like Artificial Intelligence (AI) and voice recognition to transform the way they communicate with their customers. When consumers ring businesses it is more often than not because they ha...

/ai

Chris Principe

Chris Principe CEO at APB, Inc.

System D: The Gray Economy

System D: The Gray Economy System D is the underground or gray economy where approximately 20% of the world’s population works and is about 20% of the world’s total economic activity. The term System D is adapted from the French word débrouillard. A débrouillard is a resourceful and self-reliant person that can figure out how to get what they need ...

/ai

Barley Laing

Barley Laing UK Managing Director at Melissa

Think compliance is expensive? In the age of open banking, it’s your smartest investment

In an increasingly competitive mobile-first world, it’s time for banks to be ethical with the data customers entrust to them – obeying relevant rules and regulations, as well as leading the way in delivering best practices in customer service and convenience. Otherwise, customers will vote with their feet and take their business to those financial...

/regulation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Commercial Banking: The Fintech Point of View

Fintechs are an integral part of the Commercial Banking value chain. Business customers want and need to manage their cash flows, including making payments, receiving payments, getting information, investing funds and borrowing funds. Banks provide Treasury Management and Lending products to meet the customer mandate. Fintechs deliver end-to-end so...

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