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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Moises Cohen

Moises Cohen Chief Banking Officer & Co-Founder at The Floor

Covid Has Catalyzed Banking Innovation: The Challenges and Opportunities that Remain

Covid-19 has been a transformative experience for banks. With lockdowns and limits on in-person service, banks were forced to quickly arrange for an increased volume of online services. As a result, an influx of customers who formerly did most of their banking at in-person branches have shifted to digital banking, in many cases, for the first time...

/covid-19 /predictions

Akhil Rao

Akhil Rao Director at Nth Exception

The Importance Of Data in A Payment And Why Is The Switch Over To ISO 20022 Is So Significant?

The main reason to switch is that ISO 20022 payments messages carry much richer information than the redundant SWIFT MT messages and other legacy formats commonly used today. Also, the information in an ISO 20022 message can be grouped together based on common data components from different payment methods and can be further reused, resulting in i...

/payments /retail

Paul Farrington

Paul Farrington 

Banks are improving application security, so what’s next?

December is often a reflective month, when organisations take stock of what’s been achieved over the past year and outline their ambitions for the year ahead. It’s obvious that 2020 has been a year like no other, not just in the world of application security. So how are banks faring and what’s next in 2021? The pandemic caused banks to rethink the...

/security /cloud

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 Steps for Secure Digital Banking Channels in the COVID-19

When the coronavirus pandemic hit the world, banks and finance companies rushed to make their transactions digital. All the countries started imposing lockdowns to protect their citizens. Due to this, businesses shifted to work from home mode. They have shifted their daily transactions to mobile apps and online portals. Banks and financial institu...

/payments

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Constant change is our reality - so how can banks adapt?

We are seeing a state of flux in several areas of banking: customer needs, environmental obligations, banking requirements and more. Until now, it has been a struggle for banks to keep up and manage every single aspect of this transformation – from the individual level right up to the corporate level. For example, the proliferation of government-b...

/retail /covid-19

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Core Banking Pricing Paradigms are Changing with the Times

In the words of famed singer-songwriter Bob Dylan, “The Times, They Are A Changing.” In this blog we examine how pricing models are changing and emerging, both in terms of consumer behavior in general, and for the banking industry in particular. Pricing models are changing before our eyes. On-demand, consumption-based pricing is seemingly everywher...

/retail /predictions

Stephen Stantiall

Stephen Stantiall Senior consultant at Capco

The power of people-led transformation, and how to make it happen

This blog was co-authored by Daniella Chrysochou, Senior Consultant & Steve Stantiall, Senior Consultant at Capco Many financial services organizations are transforming the way in which they deliver change by adopting new ways of working and leveraging models such as Modern Delivery, Scaled Agile and Value Streams. But what do these (latest) a...

/people

Retired Member

Retired Member 

Covid, Lending and The Road Ahead

As we approach 2021, access to money represents both a challenge and opportunity. Companies need access to capital and in the short term, to loans. The latter may be required at increasing frequency if healthcare problems on the ground overwhelm societies. Resilience and responsiveness are key. There is a general consensus about digitisation. But ...

/covid-19 /predictions

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

AI for Credit Risk Management: Banking and Finance

A strong credit risk management system in combination with AI and ML technologies can not only mitigate financial risks but also level up the effectiveness of decision-making processes, increasing a company’s profit. According to Statista, the number of only FDIC-insured commercial banks in the U.S. over the last 20 years reduced by half. It sugg...

/startups

Joaquin De Valenzuela Muley

Joaquin De Valenzuela Muley SVP & Global Infinity Business Line Director at Temenos

Catalyst for change - How covid is driving banks to improve customer experience

As covid-19 accelerates the take-up of digital banking services, banks have a unique opportunity to address two of the biggest problems facing the sector: customer satisfaction and trust. When the coronavirus struck, banks reacted like every other sector, by focusing on business continuity. They had to keep their infrastructure going and sustain t...

/retail /covid-19

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