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Fintech

Fintech discussions and conversations around the development of fintech.

Ivan Aleksandrov

Ivan Aleksandrov CSO | Core banking, BaaS, Fintech Advisory at Advapay

Choosing Your BaaS Provider: A Comprehensive Checklist to Get Started

The rise of banking-as-a-service (BaaS) and agent schemes is expected to persist due to continuous regulatory tightening on e-money and payment institution licenses. Acquiring one’s own e-money or payment institution license is extremely challenging without a sizable, experienced team, a large client base, and budgets of at least 1 million euros. ...

/payments /startups

Ekmel Cilingir

Ekmel Cilingir Chairman of the Supervisory Board at European Merchant Bank

Adaptation and Growth: The Road Ahead for the FinTech Sector

In 2023, the financing of the FinTech sector has faced some serious fluctuations. The latest KPMG report shows that in the first half of 2023, global financing of the FinTech sector decreased by 17 per-cent compared to the second half of 2022. Despite facing this and other recent challenges, FinTech is one of the most advanced and innovative secto...

/markets /predictions

Igor Tomych

Igor Tomych Founder/CEO at Dashdevs

Best Business Models for Startups: 2024 Prediction

The fintech sector in 2023 has experienced unparalleled expansion, marking its prominent role in the worldwide financial landscape. As per EMR's data, the global fintech market reached a significant valuation and is projected to expand at a CAGR of 16.8% during 2023-2028, targeting a market size of USD 492.81 billion by 2028. Source: Expert Ma...

/startups /predictions

Darya Lyhach

Darya Lyhach PR manager at Noda

The Transparency Imperative: Open Banking’s Role in Refining Cross-border Payments

Businesses call for more transparency in an increasingly interconnected world, especially regarding financial transactions. The roots of this demand can be traced back to a collective desire to optimize operational costs, boost cash flow, mitigate risks, and fundamentally foster trust. As international business endeavors burgeon, the emphasis on

/payments

Francesco Fulcoli

Francesco Fulcoli CCO at Flagstone

Combating Money Mule Activity: FCA's Comprehensive Review and Recommendations

Francesco Fulcoli – Chief Compliance Officer The Financial Conduct Authority recently conducted an extensive review of payment account providers' systems and controls against money mule activity, shedding light on both positive practices and areas that require enhancement. Money mules have emerged as a crucial component of fraudulent schemes, ena...

/payments /crime

Scott Dawson

Scott Dawson Head of Sales & Strategic Partnerships at DECTA

Can AI recession-proof your company?

Is a recession coming? Even a brief Google search on the word reveals dozens of articles that say unequivocally that there will be a recession. Although the press is reading tea-leaves to try to define when the recession will hit, businesses should be battening down the hatches. There are as many ways to do this as there are individual business...

/payments /predictions

Dzmitry Seachouk

Dzmitry Seachouk Lead Quality Assurance Engineer at Solvd, Inc.

Key Focal Points of Building a Test Strategy for a Fintech App

When I start working on creating a test strategy for an application, one of the biggest impacting factors that I need to consider is the application domain. It defines a lot of context for any stage of software development, but it is especially important for QA processes. Domain determines how users interact with your app, the accepted complexity ...

/retail /wholesale

Francesco Fulcoli

Francesco Fulcoli CCO at Flagstone

Unlocking MiCA: A Deep Dive into the European Union's Crypto Asset Regulation Set to Transform 2024

Francesco Fulcoli – Chief Compliance Officer The world of cryptocurrency and digital assets has been on a rollercoaster ride in recent years, with massive price fluctuations, evolving technologies, and an increasing number of market participants. To ensure the stability and integrity of the financial sector, the European Union (EU) has introduced ...

/regulation /crypto

Richard Baker

Richard Baker CEO at Tokenovate

Accelerating the Digital Journey to Faster Settlement and Enhanced Collateral Management

As blockchain technology matures - in tandem with financial market (and public) perceptions - the time may be right to consider how blockchain (and other digital technologies) can resolve particular "TradFi" challenges with respect to efficient settlement and collateral management, writes Richard Baker, Founder and CEO of Tokenovate. At ...

/markets /predictions

Keith Berry

Keith Berry General Manager of Know Your Customer Solutions at Moody's Analytics

Future-proofing compliance with Client Lifecycle Management (CLM)

Significant global events, such as the Russia-Ukraine war and subsequent vigorous international sanctions, have shocked compliance leaders into action. Governments around the world are demanding a stricter approach to anti-money laundering and sanctions through regulation, which has resulted in increased and heavier financial penalties being levie...

/regulation

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