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Fintech discussions and conversations around the development of fintech.
In 2018, banks and retailers are dealing with a new breed of customer: one that expects a fast, seamless online payment experience. When it comes to ecommerce, however, user experience isn’t the only ...
The small to medium enterprise or SME is the foundation stone of our business community. Smaller firms account for up to 95 percent, sometimes more, of the business landscape across many countries. Ac...
I read a lot of debates happening on the web and at coffee breaks and even at the company senior stakeholder meetings about applied AI is around the corner and the revolution will sweep away the way w...
Equity rounds have been the main talk of the fintech industry in recent months, but that might be changing soon. A financial startup, Klarna, recently reported that they’ve been able to raise signific...
ICOs vs. IPOs : What you need to know before investing By Aaron Wagener, COO, MXC Foundation Initial Coin Offerings (ICOs) have the potential to become a powerful means for start-ups to amass capita...
As the presence of fintech in various industries keeps growing, its impact on some industries is getting harder to ignore. Financial services in particular have benefited a lot from the integration of...
After the financial crisis, Western banks where paralysed with lawsuits, fines and regulatory requirements. The lack of innovation paved the way for a new industry (fintech), focusing on data and clie...
Fintech is one of the most rapidly growing fields at the moment, not just in the technological sector but as a whole. And it makes a lot of sense when one considers the numerous implications it has in...
1980 was a great year. Post Notes had its debut. Cable News Network launched and the US men’s hockey team beat the Russian team. Most data was stored in file structures like VSAM. Not until 1983, when...
The current situation around India’s agriculture is not very pretty, as the country has found itself in a dire state in some regions due to the government’s attitude towards its need for farmers. It’s...
My updated research on fintech financing and performance shows that valuation growth for most of the start-ups in the sector is still very strong (on paper) but that revenue growth and profitability c...
Modernising a bank is not easy and most of the difficulties come down to legacy systems. Banks need to adopt new digital core banking platforms, but what’s blocking adoption are the worries that come ...