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Fintech

Fintech discussions and conversations around the development of fintech.

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Neobanks should find their niche to improve their profitability

The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized (cfr. "tech companies with a banking license"), very customer-centric, simple and fluent (e.g. possibility to become client and open an acc...

/retail /inclusion

Retired Member

Retired Member 

The Decline of Checks: How Digital Payment Innovation is Turning Checks into a Dead Technology

Checks are one of the oldest methods of payment in the modern era, and although their use among consumers has declined significantly, businesses are another story. While they are less common in other parts of the world, North Americans often use checks for businesses expenses regularly. This is particularly true when payments must be made cross-bo...

/payments /predictions

Retired Member

Retired Member 

Fintech in 2021: Embedded Finance, Sustainability and more

Fintech, along with the rest of the world, has had an extraordinary 2020. Major scandals have rocked the industry, but at the same we’ve marked significant advances that will help to point the way to a better future of finance. As 2020 proved, predicting the future is always a difficult proposition. But, in the spirit of bravery, here are my things...

/predictions

Orkhan Nasibov

Orkhan Nasibov CEO at Guavapay, Ph.D. in Economics

How Blockchain promotes the acceleration and adoption of Internet of Payments?

In a customer-oriented society, the technologies are competing with each other in convenience, quickness, security, and agility what has resulted in unprecedented acceleration of advanced technologies. Today the IoT promotes a totally interacted world where things can exchange measured data and thus create a fully connected environment. The IoT c...

/payments /crypto

Gustav Korobov

Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay

Covid-19 impact on the EU FinTech market: EMI and PI licenses obtained in 2020, compared to 2019

Updated: January 5, 2021 The year 2020 is closing, and we all witnessed how difficult this year was for new businesses, including Payment and Electronic Money companies. Covid-19 has had a huge impact on financial systems across the world, including the provision of digital financial services and the functioning of the FinTech market in general. F...

/payments /covid-19

Retired Member

Retired Member 

Building greenfield challenger banks is a major opportunity for issuer processors

When faced with disruptive competition – the now classic example is taxi companies and Uber – a firm at risk of disruption has effectively got three options: - Adapt; use the facilities available to you today to try and stay competitive. For example, offer discounts or change pricing; - Add; create new capabilities, either by your...

/payments

Retired Member

Retired Member 

Fintech and the Software Testing Challenge

Software testing is regularly subject to trade-offs - that is, attempting to cover as much of a codebase as is possible given time and resource constraints. Sometimes known bugs slip through to release and go unfixed because they are deemed low-risk. Within fintech, even small bugs can have serious repercussions for a development team… and for the...

/devops

Retired Member

Retired Member 

Beating payments fraud in 2021

The key types of digital payments fraud, ecommerce risk management tactics, and the tools to fight back When it comes to digital payments, ensuring that all genuine transactions are processed smoothly while avoiding fraudulent ones can feel like a constant battle. As preventative technology evolves so does fraud, which is why constant vigilance ...

/payments /predictions

Retired Member

Retired Member 

Why Banks Should Take Cryptocurrencies Seriously

Not long ago, traditional banks made a mistake. Due to inertness and conservatism, the world's largest financial organizations have missed out on the rapid growth of FinTech. Banks had to implement new solutions post-factum and in a rush, which cost them a share of the market which was taken over by young and daring FinTech companies. And now bank...

/crypto

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Cameroon's fintech landscape

As the world changes, so too does innovations and technologies change and improve, in order to make life easier and convenient. This is clearly seen in the financial sector as many financial institutions are trying to adopt innovative and high-speed financial standards for the public. Fintech is short for financial technology. These are digital in...

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